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图表44美国银行业负债成本率的弹性较大
图表44美国银行业负债成本率的弹性较大
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所属报告:
银行行业2025年年度策略报告:盈利磨底固本培元-241213(45页).pdf
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宁波银行与可比同业对公分行业、零售分产品不良率(2025A)
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中国银行业网点与ATM机数量变化
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<table>
    <thead>
        <tr>
            ```html
<th>银行名称</th>
            <th>2025H1</th>
            <th>对公</th>
            <th>零售</th>
            <th>制造业</th>
            <th>广义基建</th>
            <th>批发零售业</th>
            <th>房地产</th>
            <th>按揭</th>
            <th>消费</th>
            <th>信用卡</th>
            <th>经营贷</th>
        </tr>
    </thead>
    <tbody>
        <tr>
            <td>工商银行</td>
            <td>1.36%</td>
            <td>1.36%</td>
            <td>1.58%</td>
            <td>1.55%</td>
            <td>0.67%</td>
            <td>2.70%</td>
            <td>5.39%</td>
            <td>1.06%</td>
            <td>2.58%</td>
            <td>4.61%</td>
            <td>1.82%</td>
        </tr>
        <tr>
            <td>建设银行</td>
            <td>1.53%</td>
            <td>1.53%</td>
            <td>1.19%</td>
            <td>1.44%</td>
            <td>0.97%</td>
            <td>2.23%</td>
            <td>4.93%</td>
            <td>0.89%</td>
            <td>1.07%</td>
            <td>2.36%</td>
            <td>1.58%</td>
        </tr>
        <tr>
            <td>农业银行</td>
            <td>1.37%</td>
            <td>1.37%</td>
            <td>1.34%</td>
            <td>1.39%</td>
            <td>0.77%</td>
            <td>2.44%</td>
            <td>5.40%</td>
            <td>0.92%</td>
            <td>1.46%</td>
            <td>1.88%</td>
            <td>1.85%</td>
        </tr>
        <tr>
            <td>中国银行</td>
            <td>1.22%</td>
            <td>1.22%</td>
            <td>1.10%</td>
            <td>0.88%</td>
            <td>0.85%</td>
            <td></td>
            <td>6.26%</td>
            <td>0.60%</td>
            <td>2.18%</td>
            <td>2.18%</td>
            <td>1.95%</td>
        </tr>
        <tr>
            <td>邮储银行</td>
            <td>0.54%</td>
            <td>0.54%</td>
            <td>1.42%</td>
            <td>0.88%</td>
            <td>0.15%</td>
            <td>1.33%</td>
            <td>1.58%</td>
            <td>0.69%</td>
            <td>1.54%</td>
            <td>1.45%</td>
            <td>2.44%</td>
        </tr>
        <tr>
            <td>交通银行</td>
            <td>1.19%</td>
            <td>1.19%</td>
            <td>1.58%</td>
            <td>1.38%</td>
            <td>0.35%</td>
            <td>2.77%</td>
            <td>4.20%</td>
            <td>1.01%</td>
            <td>1.77%</td>
            <td>2.68%</td>
            <td>1.94%</td>
        </tr>
        <tr>
            <td>招商银行</td>
            <td>0.89%</td>
            <td>0.89%</td>
            <td>1.06%</td>
            <td>0.43%</td>
            <td>0.19%</td>
            <td>0.65%</td>
            <td>4.78%</td>
            <td>0.51%</td>
            <td>1.02%</td>
            <td>1.74%</td>
            <td>1.22%</td>
        </tr>
        <tr>
            <td>兴业银行</td>
            <td>1.01%</td>
            <td>1.01%</td>
            <td>1.38%</td>
            <td>0.87%</td>
            <td>0.54%</td>
            <td>3.23%</td>
            <td>1.93%</td>
            <td>0.60%</td>
            <td></td>
            <td>3.34%</td>
            <td>1.29%</td>
        </tr>
        <tr>
            <td>浦发银行</td>
            <td>1.21%</td>
            <td>1.21%</td>
            <td>1.47%</td>
            <td>0.87%</td>
            <td>0.58%</td>
            <td>1.69%</td>
            <td>3.36%</td>
            <td>1.10%</td>
            <td>1.80%</td>
            <td>1.92%</td>
            <td>1.69%</td>
        </tr>
        <tr>
            <td>中信银行</td>
            <td>1.09%</td>
            <td>1.09%</td>
            <td>1.32%</td>
            <td>1.04%</td>
            <td>0.57%</td>
            <td>2.29%</td>
            <td>2.67%</td>
            <td>0.41%</td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>民生银行</td>
            <td>1.24%</td>
            <td>1.24%</td>
            <td>1.92%</td>
            <td>1.21%</td>
            <td>0.49%</td>
            <td>2.27%</td>
            <td>3.61%</td>
            <td>0.77%</td>
            <td></td>
            <td>3.87%</td>
            <td>1.63%</td>
        </tr>
        <tr>
            <td>光大银行</td>
            <td>1.21%</td>
            <td>1.21%</td>
            <td>1.46%</td>
            <td>1.36%</td>
            <td>0.29%</td>
            <td>1.74%</td>
            <td>4.94%</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>平安银行</td>
            <td>0.94%</td>
            <td>0.94%</td>
            <td>1.23%</td>
            <td>1.10%</td>
            <td>1.49%</td>
            <td>0.84%</td>
            <td>2.22%</td>
            <td>0.28%</td>
            <td>1.12%</td>
            <td>2.24%</td>
            <td>1.17%</td>
        </tr>
        <tr>
            <td>华夏银行</td>
            <td>1.42%</td>
            <td>1.42%</td>
            <td>2.11%</td>
            <td>1.90%</td>
            <td>0.48%</td>
            <td>3.42%</td>
            <td>2.83%</td>
            <td>1.01%</td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>浙商银行</td>
            <td>1.10%</td>
            <td>1.10%</td>
            <td>2.45%</td>
            <td>1.32%</td>
            <td>0.36%</td>
            <td>2.29%</td>
            <td>1.74%</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>北京银行</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>江苏银行</td>
            <td></td>
            <td>0.86%</td>
            <td>0.96%</td>
            <td>1.01%</td>
            <td>0.22%</td>
            <td>1.40%</td>
            <td>4.23%</td>
            <td></td>
            <td></td>
            <td></td>
            <td>2.46%</td>
        </tr>
        <tr>
            <td>上海银行</td>
            <td></td>
            <td>1.35%</td>
            <td>1.34%</td>
            <td>0.93%</td>
            <td>0.26%</td>
            <td>1.94%</td>
            <td>2.91%</td>
            <td>0.69%</td>
            <td>1.25%</td>
            <td>2.03%</td>
            <td>2.39%</td>
        </tr>
        <tr>
            <td>宁波银行</td>
            <td></td>
            <td>0.23%</td>
            <td>1.94%</td>
            <td>0.48%</td>
            <td>0.06%</td>
            <td>0.32%</td>
            <td>0.17%</td>
            <td>0.89%</td>
            <td>1.85%</td>
            <td></td>
            <td>3.45%</td>
        </tr>
        <tr>
            <td>南京银行</td>
            <td></td>
            <td>0.63%</td>
            <td>1.49%</td>
            <td>0.99%</td>
            <td>0.03%</td>
            <td>1.51%</td>
            <td>1.81%</td>
            <td>0.96%</td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>杭州银行</td>
            <td></td>
            <td>0.58%</td>
            <td>1.21%</td>
            <td>0.58%</td>
            <td>0.11%</td>
            <td>0.78%</td>
            <td>6.72%</td>
            <td>0.71%</td>
            <td>1.45%</td>
            <td></td>
            <td>1.52%</td>
        </tr>
        <tr>
            <td>成都银行</td>
            <td></td>
            <td>0.59%</td>
            <td>1.11%</td>
            <td>1.70%</td>
            <td>0.09%</td>
            <td>2.37%</td>
            <td>2.85%</td>
            <td>1.15%</td>
            <td>0.90%</td>
            <td></td>
            <td>1.22%</td>
        </tr>
        <tr>
            <td>长沙银行</td>
            <td></td>
            <td>0.61%</td>
            <td>2.43%</td>
            <td>2.97%</td>
            <td>0.37%</td>
            <td>0.39%</td>
            <td>0.00%</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>重庆银行</td>
            <td></td>
            <td>0.71%</td>
            <td>3.23%</td>
            <td>1.91%</td>
            <td>0.19%</td>
            <td>0.78%</td>
            <td>7.75%</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>贵阳银行</td>
            <td></td>
            <td>1.30%</td>
            <td>3.12%</td>
            <td>1.58%</td>
            <td>0.04%</td>
            <td>4.18%</td>
            <td>0.41%</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>郑州银行</td>
            <td></td>
            <td>1.87%</td>
            <td>1.83%</td>
            <td>3.14%</td>
            <td>0.75%</td>
            <td>3.04%</td>
            <td>5.11%</td>
            <td>1.28%</td>
            <td>0.69%</td>
            <td>2.76%</td>
            <td>2.81%</td>
        </tr>
        <tr>
            <td>青岛银行</td>
            <td></td>
            <td>0.60%</td>
            <td>2.58%</td>
            <td>0.78%</td>
            <td>0.02%</td>
            <td>1.44%</td>
            <td>1.61%</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>苏州银行</td>
            <td></td>
            <td>0.54%</td>
            <td>1.82%</td>
            <td>1.29%</td>
            <td>0.07%</td>
            <td>0.84%</td>
            <td>0.22%</td>
            <td>0.87%</td>
            <td>1.78%</td>
            <td></td>
            <td>3.01%</td>
        </tr>
        <tr>
            <td>齐鲁银行</td>
            <td></td>
            <td>0.77%</td>
            <td>2.28%</td>
            <td>2.60%</td>
            <td>0.16%</td>
            <td>0.85%</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>兰州银行</td>
            <td></td>
            <td>2.03%</td>
            <td>2.17%</td>
            <td>0.27%</td>
            <td>0.91%</td>
            <td>8.82%</td>
            <td>1.70%</td>
            <td>1.91%</td>
            <td>1.99%</td>
            <td>2.80%</td>
            <td>3.98%</td>
        </tr>
        <tr>
            <td>厦门银行</td>
            <td></td>
            <td>0.60%</td>
            <td>1.34%</td>
            <td>1.93%</td>
            <td>0.04%</td>
            <td>0.93%</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>西安银行</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>渝农商行</td>
            <td></td>
            <td>0.55%</td>
            <td>2.07%</td>
            <td>0.78%</td>
            <td>0.21%</td>
            <td>1.54%</td>
            <td></td>
            <td>1.60%</td>
            <td></td>
            <td></td>
            <td>1.97%</td>
        </tr>
        <tr>
            <td>沪农商行</td>
            <td></td>
            <td>0.87%</td>
            <td>1.56%</td>
            <td>0.87%</td>
            <td>0.43%</td>
            <td>2.33%</td>
            <td>0.98%</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>青农商行</td>
            <td></td>
            <td>1.84%</td>
            <td>1.99%</td>
            <td>1.30%</td>
            <td>0.21%</td>
            <td>0.88%</td>
            <td>23.00%</td>
            <td>1.60%</td>
            <td>1.94%</td>
            <td></td>
            <td>2.21%</td>
        </tr>
        <tr>
            <td>常熟银行</td>
            <td></td>
            <td>0.55%</td>
            <td>1.02%</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>紫金银行</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>无锡银行</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>张家港行</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>苏农银行</td>
            <td></td>
            <td>0.71%</td>
            <td>2.17%</td>
            <td>0.61%</td>
            <td>0.27%</td>
            <td>0.53%</td>
            <td>4.88%</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>江阴银行</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>瑞丰银行</td>
            <td></td>
            <td>0.34%</td>
            <td>1.99%</td>
            <td>0.41%</td>
            <td>0.11%</td>
            <td>0.51%</td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
            <td></td>
        </tr>
        <tr>
            <td>上市银行</td>
            <td></td>
            <td>0.98%</td>
            <td>1.73%</td>
            <td>1.25%</td>
            <td>0.63%</td>
            <td>1.92%</td>
            <td>3.88%</td>
            <td>0.94%</td>
            <td>1.55%</td>
            <td>2.56%</td>
            <td>2.08%</td>
        </tr>
        <tr>
            <td>国有行</td>
            <td></td>
            <td>1.20%</td>
            <td>1.37%</td>
            <td>1.25%</td>
            <td>0.74%</td>
            <td>2.29%</td>
            <td>4.63%</td>
            <td>0.86%</td>
            <td>1.77%</td>
            <td>2.53%</td>
            <td>1.93%</td>
        </tr>
        <tr>
            <td>股份行</td>
            <td></td>
            <td>1.12%</td>
            <td>1.60%</td>
            <td>1.12%</td>
            <td>0.47%</td>
            <td>2.05%</td>
            <td>3.12%</td>
            <td>0.67%</td>
            <td>1.31%</td>
            <td>2.62%</td>
            <td>1.40%</td>
        </tr>
        <tr>
            <td>城商行</td>
            <td></td>
            <td>0.88%</td>
            <td>1.92%</td>
            <td>1.48%</td>
            <td>0.14%</td>
            <td>1.97%</td>
            <td>2.73%</td>
            <td>1.06%</td>
            <td>1.42%</td>
            <td>2.53%</td>
            <td>2.61%</td>
        </tr>
        <tr>
            <td>农商行</td>
            <td></td>
            <td>0.81%</td>
            <td>1.80%</td>
            <td>0.79%</td>
            <td>0.19%</td>
            <td>1.16%</td>
            <td>9.62%</td>
            <td>1.60%</td>
            <td>1.94%</td>
            <td></td>
            <td>2.09%</td>
        </tr>
    </tbody>
</table>

资料来源：wind，国联民生证券研究所
```
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行业数据
2026-05-06
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EMEA银行业2026年关键技术趋势
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行业数据
2026-04-22
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表5.G 银行业关键绩效指标1 (%)
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行业数据
2026-04-01
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银行间市场债务融资工具(NAFMII)承销方面,中信、兴业突围稳居行业前二(亿元)
| 银行         | 2021 承销规模 | 2021 市场份额 | 银行         | 2022 承销规模 | 2022 市场份额 | 银行         | 2023 承销规模 | 2023 市场份额 | 银行         | 2024 承销规模 | 2024 市场份额 | 银行         | 2025 承销规模 | 2025 市场份额 |
|--------------|---------------|---------------|--------------|---------------|---------------|--------------|---------------|---------------|--------------|---------------|---------------|--------------|---------------|---------------|
| 中信         | 7,322         | 8.45%         | 中信         | 7,225         | 8.55%         | 中信         | 7,025         | 8.20%         | 中信         | 9,367         | 9.64%         | 中信         | 8,716         | 9.17%         |
| 兴业         | 6,790         | 7.84%         | 兴业         | 6,368         | 7.54%         | 兴业         | 6,859         | 8.00%         | 兴业         | 8,482         | 8.73%         | 兴业         | 8,020         | 8.44%         |
| 工行         | 5,376         | 6.21%         | 招行         | 5,644         | 6.68%         | 招行         | 5,535         | 6.46%         | 招行         | 6,244         | 6.43%         | 建行         | 5,875         | 6.18%         |
| 招行         | 5,176         | 5.98%         | 工行         | 5,254         | 6.22%         | 光大         | 4,702         | 5.49%         | 工行         | 5,057         | 5.20%         | 工行         | 5,694         | 5.99%         |
| 浦发         | 5,027         | 5.81%         | 建行         | 4,408         | 5.22%         | 浦发         | 4,307         | 5.03%         | 浦发         | 4,664         | 4.80%         | 招行         | 5,635         | 5.93%         |
| 光大         | 5,013         | 5.79%         | 光大         | 4,182         | 4.95%         | 工行         | 3,783         | 4.41%         | 光大         | 4,539         | 4.67%         | 中行         | 5,427         | 5.71%         |
| 建行         | 4,754         | 5.49%         | 交行         | 3,978         | 4.71%         | 中行         | 3,358         | 3.92%         | 中行         | 4,335         | 4.46%         | 浦发         | 4,584         | 4.82%         |
| 中行         | 4,347         | 5.02%         | 中行         | 3,972         | 4.70%         | 民生         | 3,141         | 3.66%         | 建行         | 3,134         | 3.23%         | 农行         | 4,039         | 4.25%         |
| 农行         | 3,790         | 4.38%         | 浦发         | 3,875         | 4.59%         | 平安         | 3,032         | 3.54%         | 北京         | 3,064         | 3.15%         | 光大         | 3,685         | 3.88%         |
| 交行         | 3,608         | 4.17%         | 农行         | 3,726         | 4.41%         | 交行         | 2,994         | 3.49%         | 农行         | 2,963         | 3.06%         | 民生         | 2,711         | 2.85%         |
| 宁波         | 3,516         | 4.06%         | 宁波         | 3,032         | 3.59%         | 建行         | 2,914         | 3.40%         | 南京         | 2,813         | 2.89%         | 北京         | 2,630         | 2.77%         |
| 平安         | 3,067         | 3.54%         | 民生         | 2,646         | 3.13%         | 宁波         | 2,846         | 3.32%         | 中信证券     | 2,642         | 2.72%         | 南京         | 2,460         | 2.59%         |
| 民生         | 2,862         | 3.30%         | 平安         | 2,299         | 2.72%         | 南京         | 2,590         | 3.02%         | 民生         | 2,638         | 2.72%         | 江苏         | 2,460         | 2.59%         |
| 上海         | 2,263         | 2.61%         | 南京         | 2,234         | 2.64%         | 北京         | 2,337         | 2.73%         | 宁波         | 2,410         | 2.48%         | 中信证券     | 2,353         | 2.48%         |
| 华夏         | 2,233         | 2.58%         | 江苏         | 2,061         | 2.44%         | 中信建投证券 | 1,999         | 2.33%         | 江苏         | 2,360         | 2.43%         | 渤海         | 1,980         | 2.08%         |
| 江苏         | 2,142         | 2.47%         | 华夏         | 1,913         | 2.26%         | 杭州         | 1,897         | 2.21%         | 平安         | 2,130         | 2.19%         | 中信建投证券 | 1,840         | 1.94%         |
| 南京         | 2,133         | 2.46%         | 中信建投证券 | 1,767         | 2.09%         | 江苏         | 1,896         | 2.21%         | 中信建投证券 | 2,018         | 2.08%         | 国泰海通证券 | 1,806         | 1.90%         |
| 中信建投证券 | 2,077         | 2.40%         | 上海         | 1,728         | 2.05%         | 华夏         | 1,852         | 2.16%         | 交行         | 1,968         | 2.03%         | 杭州         | 1,719         | 1.81%         |
| 杭州         | 1,399         | 1.62%         | 杭州         | 1,712         | 2.03%         | 农行         | 1,772         | 2.07%         | 国泰海通证券 | 1,901         | 1.96%         | 宁波         | 1,661         | 1.75%         |
| 国开行       | 1,225         | 1.41%         | 国开行       | 1,278         | 1.51%         | 浙商         | 1,709         | 1.99%         | 邮储         | 1,817         | 1.87%         | 交行         | 1,536         | 1.62%         |
| 前5合计      | 29,692        | 34.3%         | 前5合计      | 28,898        | 34.2%         | 前5合计      | 28,428        | 33.2%         | 前5合计      | 33,813        | 34.8%         | 前5合计      | 33,940        | 35.7%         |
| 前10合计     | 51,203        | 59.1%         | 前10合计     | 48,631        | 57.6%         | 前10合计     | 44,736        | 52.2%         | 前10合计     | 51,848        | 53.4%         | 前10合计     | 54,386        | 57.2%         |
| 前20合计     | 74,120        | 85.6%         | 前20合计     | 69,302        | 82.0%         | 前20合计     | 66,549        | 77.7%         | 前20合计     | 74,546        | 76.7%         | 前20合计     | 74,831        | 78.7%         |
| 全市场       | 86,603        | 100.0%        | 全市场       | 84,483        | 100.0%        | 全市场       | 85,709        | 100.0%        | 全市场       | 97,150        | 100.0%        | 全市场       | 95,063        | 100.0%        |

资料来源：Wind，申万宏源研究
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行业数据
2026-03-18
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中国香港银行业2024年来扩表明显提速,中银
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行业数据
2026-03-17
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银行业务历年存款余额、贷款余额(亿元)
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行业数据
2026-03-11
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境外中国附属机构(银行业)经营情况
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行业数据
2026-03-03
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外国附属机构(银行业)经营情况
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行业数据
2026-03-03
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近年来参加存款保险的银行业金融机构数量持续下降(单位:家)
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行业数据
2026-03-03
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国内银行业发行规模最大
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2026-02-24
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2025年银行行业舆情典型新闻报道
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行业数据
2026-02-04
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