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2021年厦门银行净息差为可比同业最低
2021年厦门银行净息差为可比同业最低
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所属报告:
厦门银行-城商行后起之秀独具台商金名片-220620(24页).pdf
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息差低于可比同业。2015 年以来厦门银行息差累计降低 79bps(可比同业:48bps),2021 年厦门银行净息差 1.62%,为可比同业最低。具体来看,厦门银行资产端收益率低于可比同业,同时负债端成本高于可比同业,共同对息差造成挤压。
行业数据
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当前图表所属:
厦门银行-城商行后起之秀独具台商金名片-220620(24页).pdf
厦门银行资负两端利率表现均弱于可比同业
厦门银行信用成本优势明显,但息差和非息收入拖累ROE表现
厦门银行形成国有、民营、台资三足鼎立的股权架构(截至1Q22)
2021年厦门银行将原公司业务部下的台商业务部提升为单独的台商金融部
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