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图19金融资产中,保险和养老金的份额多数呈现持续的走高(%)
图19金融资产中,保险和养老金的份额多数呈现持续的走高(%)
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所属报告:
低利率下的资产配置系列五:居民部门配置什么大类资产?-240530(24页).pdf
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图2.5:.低迷的就业可能开始影响国家养老金的可持续性
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图13、养老金权益和共同基金规模占比显著提升
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图32、宽松政策下股市繁荣带动金融资产扩张
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政策法规
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图39、金融资产仍是规模扩张的核心增量来源
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图14、美国三支柱养老金体系发展历程
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产业概述
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图10、期间内金融资产规模增速较快
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市场规模
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图11、金融资产规模扩张主要得益于居民增配
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图31、截至2015年末金融资产规模占比近七成
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图25、2001-2004年金融资产CAGR达7.1%
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2026-06-25
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图15、养老金制度改革推动其资产规模稳步扩张
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2026-06-25
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图4、非金融资产规模收缩主要源于土地价格下跌
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2026-05-28
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图2、非金融资产收缩导致日本居民总资产规模长
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2026-05-28
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图9:最近测量年度中报告的总养老金负债变化(十亿美元)
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2026-04-20
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图12:报告的总养老金责任(十亿美元)
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行业数据
2026-04-20
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2008年来欧洲居民金融资产配置结构
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2026-04-13
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最新数据
全球全年龄段奶粉市场规模(亿美元)
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行业数据
2026-07-30
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2026-07-30
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全球药用级益生菌市场规模(百万美元)
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2026-07-30
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全球益生菌膳食补充剂市场规模及增速
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行业数据
2026-07-30
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全球拥有AKK专利菌株的核心企业
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行业数据
2026-07-30
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第一阶段,各地居民配臵保险和养老金产品的比重也会上升。不过区别于存款类资产,我们发现,保险类资产能够在更长时间内持续吸收居民的资金:日德、欧元区整体、以及 30 年代的美国居民都倾向于在整个低利率期,持续增加保险养老金资产的配臵。
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低利率下的资产配置系列五:居民部门配置什么大类资产?-240530(24页).pdf
图9美国金融资产和非金融资产的结构变化(%)
图8美国居民部门金融和非金融资产规模(万亿美元)
图7美国家庭的金融资产和各类非金融资产的资金流动情况(十亿美元)
图6美国金融资产和非金融资产的结构变化(%)
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