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新资本管理办法国内商业银行分档标准
新资本管理办法国内商业银行分档标准
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图片格式:PNG
图片大小:191KB
图片尺寸:2055*858
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所属报告:
银行业深度拆解:新版《商业银行资本管理办法》发布银行行为变化及资本测算-230220(33页).pdf
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市场规模
2026-07-20
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墨西哥商业银行零售贷款逾期率与调整后逾期率(截至2025年10月)
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2026-07-20
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截至26Q1,巴西商业银行资产规模CR5为71.7%
fCDpk7booYwv57G75YirIHwg6LWE5Lqn6KeE5qih5Y2g5q+UIHwKfC0tLS0tLS0tLS0tfC0tLS0tLS0tLS0tLS0tfAp8ICoqQ1I1IOWQiOiuoSoqIHwgKio3MS43JSoqIHwKfCBCQiB8IDE3LjYlIHwKfCBDQUlYQSB8IDE2LjYlIHwKfCBJVEHDmiB8IDE1LjMlIHwKfCBCUkFERVNDTyB8IDEzLjYlIHwKfCBTQU5UQU5ERVIgfCA4LjYlIHwKfCDlhbbku5bpk7booYwgfCAyOC4zJSB8CgoqKui1hOaWmeadpea6kO+8muW3tOilv+WkruihjO+8jOilv+mDqOivgeWIuOeglOWPkeS4reW/gyoq
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市场规模
2026-07-20
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墨西哥主要商业银行信用卡利率(2025年6月)
fCDpk7booYwgfCDpnZ7lhajpop3ov5jmrL7lrqLmiLfmjojkv6HkvZnpop3ljaDmr5QgfCDpnZ7lhajpop3ov5jmrL7lrqLmiLfliqDmnYPlubPlnYfliKnnjocgfAp8Oi0tLTp8Oi0tLTp8Oi0tLTp8CnwgQkJWQSB8IDc4LjglIHwgMzcuMCUgfAp8IEJhbm9ydGUgfCA3MS45JSB8IDM2LjQlIHwKfCBTYW50YW5kZXIgfCA1OC4zJSB8IDM3LjMlIHwKfCBIU0JDIHwgNjguNCUgfCAzNC42JSB8CnwgQmFuYW1leCB8IDU0LjUlIHwgMzQuOSUgfAp8IFNjb3RpYWJhbmsgfCA2Mi43JSB8IDQ1LjAlIHwKCioq6LWE5paZ5p2l5rqQ77ya5aKo6KW/5ZOl6ZO26KGM77yM6KW/6YOo6K+B5Yi456CU5Y+R5Lit5b+DKio=
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行业数据
2026-07-20
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图11:吉尔吉斯斯坦商业银行新发放的本币及外币贷款额,2025年前9个月
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行业数据
2026-07-01
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美国商业银行信用卡利率当前处于历史高位
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行业数据
2026-06-25
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表5.孟加拉国国有商业银行的表现 (2020年和2024年)
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行业数据
2026-04-22
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2025年央行资产增量主要体现在面向商业银行融资
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行业数据
2026-04-20
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安徽区域商业银行注册资本(单位:家)
fCDms6jlhozotYTmnKzljLrpl7QgICB8IOaVsOmHj++8iOWutu+8iSB8CnwtLS0tLS0tLS0tLS0tLS0tfC0tLS0tLS0tLS0tLXwKfCA15Lq/5Lul5LiKICAgICAgICB8IDU0ICAgICAgICAgfAp8IDHkur8gLSA15Lq/ICAgICAgfCA0MyAgICAgICAgIHwKfCAx5Y2D5LiHIC0gMeS6vyAgICB8IDUxICAgICAgICAgfAoK6LWE5paZ5p2l5rqQ77ya5LyB5Lia6aKE6K2m6YCa77yM5bm/5Y+R6K+B5Yi45Y+R5bGV56CU56m25Lit5b+D
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2026-04-10
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最新数据
全球全年龄段奶粉市场规模(亿美元)
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2026-07-30
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全球酸奶及发酵乳制品市场规模(亿美元)
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2026-07-30
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全球药用级益生菌市场规模(百万美元)
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2026-07-30
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全球益生菌膳食补充剂市场规模及增速
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2026-07-30
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全球拥有AKK专利菌株的核心企业
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2026-07-30
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相对比巴三最终版,国内新资本管理办法主要区别在于两点:一是将银行划分为三个档次适应不同的资本监管体系。1、划分标准:按照银行资产规模及跨境业务规模,划分为三个档次,匹配不同的资本监管方案。其中,规模较大或跨境业务较多的银行划为第一档,国内上市银行主要为第一档银行,基本对标资本监管国际规则;资产规模和跨境业务规模相对较小的银行纳入第二档,实施相对简化的监管规则;第三档主要是规模小于 100 亿元的商业银行,进一步简化资本计量并引导聚焦服务县域和小微。2、分档调整规则:(1)对于第一档商业银行,无论后续是否符合第一档商业银行标准,均应适用第一档商业银行的信用风险加权资产计量方法、操作风险加权资产计量方法、资本充足率监管要求和信息披露规定。(2)对于第二、三档银行,若连续四个季度均符合提档标准的,则应提档并报监管,自第五个季度起适用相应档次资本监管标准。二是在信用风险计量中具体项目风险权重略有调整。下文将分类展开,整体预计节省资本约 1.2万亿,核心一级核心资本预计提升 0.17个百分点至 9.29%。
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银行业深度拆解:新版《商业银行资本管理办法》发布银行行为变化及资本测算-230220(33页).pdf
银行风险暴露对比(第一档银行)
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银行二级资本工具投资者结构(中债托管,2021.02)
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