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我国商业银行内部评级法适用范围
我国商业银行内部评级法适用范围
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所属报告:
银行业“省资本”系列深度研究之一:《新巴 III》下的银行经营分析宝典-221205(57页).pdf
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市场规模
2026-07-20
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墨西哥商业银行零售贷款逾期率与调整后逾期率(截至2025年10月)
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行业数据
2026-07-20
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截至26Q1,巴西商业银行资产规模CR5为71.7%
fCDpk7booYwv57G75YirIHwg6LWE5Lqn6KeE5qih5Y2g5q+UIHwKfC0tLS0tLS0tLS0tfC0tLS0tLS0tLS0tLS0tfAp8ICoqQ1I1IOWQiOiuoSoqIHwgKio3MS43JSoqIHwKfCBCQiB8IDE3LjYlIHwKfCBDQUlYQSB8IDE2LjYlIHwKfCBJVEHDmiB8IDE1LjMlIHwKfCBCUkFERVNDTyB8IDEzLjYlIHwKfCBTQU5UQU5ERVIgfCA4LjYlIHwKfCDlhbbku5bpk7booYwgfCAyOC4zJSB8CgoqKui1hOaWmeadpea6kO+8muW3tOilv+WkruihjO+8jOilv+mDqOivgeWIuOeglOWPkeS4reW/gyoq
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市场规模
2026-07-20
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墨西哥主要商业银行信用卡利率(2025年6月)
fCDpk7booYwgfCDpnZ7lhajpop3ov5jmrL7lrqLmiLfmjojkv6HkvZnpop3ljaDmr5QgfCDpnZ7lhajpop3ov5jmrL7lrqLmiLfliqDmnYPlubPlnYfliKnnjocgfAp8Oi0tLTp8Oi0tLTp8Oi0tLTp8CnwgQkJWQSB8IDc4LjglIHwgMzcuMCUgfAp8IEJhbm9ydGUgfCA3MS45JSB8IDM2LjQlIHwKfCBTYW50YW5kZXIgfCA1OC4zJSB8IDM3LjMlIHwKfCBIU0JDIHwgNjguNCUgfCAzNC42JSB8CnwgQmFuYW1leCB8IDU0LjUlIHwgMzQuOSUgfAp8IFNjb3RpYWJhbmsgfCA2Mi43JSB8IDQ1LjAlIHwKCioq6LWE5paZ5p2l5rqQ77ya5aKo6KW/5ZOl6ZO26KGM77yM6KW/6YOo6K+B5Yi456CU5Y+R5Lit5b+DKio=
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行业数据
2026-07-20
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图11:吉尔吉斯斯坦商业银行新发放的本币及外币贷款额,2025年前9个月
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行业数据
2026-07-01
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美国商业银行信用卡利率当前处于历史高位
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行业数据
2026-06-25
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表5.孟加拉国国有商业银行的表现 (2020年和2024年)
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行业数据
2026-04-22
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2025年央行资产增量主要体现在面向商业银行融资
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行业数据
2026-04-20
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安徽区域商业银行注册资本(单位:家)
fCDms6jlhozotYTmnKzljLrpl7QgICB8IOaVsOmHj++8iOWutu+8iSB8CnwtLS0tLS0tLS0tLS0tLS0tfC0tLS0tLS0tLS0tLXwKfCA15Lq/5Lul5LiKICAgICAgICB8IDU0ICAgICAgICAgfAp8IDHkur8gLSA15Lq/ICAgICAgfCA0MyAgICAgICAgIHwKfCAx5Y2D5LiHIC0gMeS6vyAgICB8IDUxICAgICAgICAgfAoK6LWE5paZ5p2l5rqQ77ya5LyB5Lia6aKE6K2m6YCa77yM5bm/5Y+R6K+B5Yi45Y+R5bGV56CU56m25Lit5b+D
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行业数据
2026-04-10
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2026-07-30
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2026-07-30
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2026-07-30
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高级内评法使用范围的限制对国内银行影响不大。《新巴 III》限制中大型企业、商业银行等金融机构、股权风险暴露使用高级内评法,其中股权风险暴露同时取消了初级内评法的使用。从我国实际情况来看,2014 年(原)银监会核准了工商银行、农业银行、中国银行、建设银行、交通银行、招商银行等六家银行实施资本管理高级方法。其中零售风险暴露主要采用高级内评法计量,非零售(金融机构&公司)风险暴露采用初级内评法计量。因此,《新巴 III》对非零售风险暴露取消高级内评法的应用,对我国商业银行并无影响。
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银行业“省资本”系列深度研究之一:《新巴 III》下的银行经营分析宝典-221205(57页).pdf
我国商业银行内部评级法适用范围
表外业务计量规则调整总览表(转换系数)
现行资本管理办法表外业务信用转换系数
同业和金融投资类业务RWA变动测算(亿元)
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