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五大险企保险责任准备金提取情况单位:亿元
五大险企保险责任准备金提取情况单位:亿元
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【研报】非银行金融行业2020年年报综述及2021Q1展望:负债端受疫情+综改影响承压投资业绩表现良好-210414(28页).pdf
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行业数据
2025-12-23
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2022年6月至今美联储持续缩表,准备金账户逐步减少
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行业数据
2025-12-22
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图表27.超额存款准备金规模表现
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行业数据
2025-12-17
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2020 年年初,中债国债 750 移动平均收益率为 3.46%,年末收益率下降 21bp 至 3.25%。受此影响,险企纷纷调整折现率假设,大幅增提保险责任准备金。另外,根据重疾定义新规,部分险种发病率假设变更,也增加了准备金提取。上市险企增提保险合同准备金 行业专题报告 分别为:中国人寿(385.43 亿元)>中国平安(207.74 亿元)>中国太保(117.33 亿元)>新华保险(116.44 亿元)>中国人保(81.86 亿元)。增提的保证金占当期税前利润的比重分别为:新华保险(75.2%)>中国人寿(70.7%)>中国太保(40.1%)>中国人保(25.9%)>中国平安(11.1%)。随着中国经济的稳中向好,预计长期利率在 2021 下行压力将减小。另一方面,险企均表示准备金已充分、足额计提,有利于适当抵消即将实施的偿二代二期工程对准备金的影响,平滑未来净利润增速。
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【研报】非银行金融行业2020年年报综述及2021Q1展望:负债端受疫情+综改影响承压投资业绩表现良好-210414(28页).pdf
上市险企历年来非标投资占比单位:%
上市险企近三年可供出售金融资产进入其它综合收益情况单位:百万元
上市险企2020年期末其他综合收益余额及占净资产比重单位:百万元/%
上市险企2020年总资产和投资资产情况单位:亿元/亿港币/%
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