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A股上市农商行营业收入结构(2022H)
A股上市农商行营业收入结构(2022H)
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所属报告:
无锡银行-首次覆盖报告:扎根无锡均衡发展-221010(18页).pdf
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收入结构:非息收入占比高于传统农商行,反映公司兼具城商与农商行特点。非息收入占比反映了一家银行业务与收入多元化布局的情况,传统农商行业务模式下,利息净收入占更为主导,主要源于相对传统的客户结构与业务结构。2022 年上半年,无锡银行非息收入占营业收入比重为 25%,高于 A 股上市农商行利息净收入占比的均值(21%),在10 家上市农商中与沪农、青农和苏农基本相当。具体而言,我们认为无锡地区较为发达的工商业企业经济,以及无锡银行本身在城市地区的较多较广的布局,是该行非息收入相对高占比的主要因素。
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无锡银行-首次覆盖报告:扎根无锡均衡发展-221010(18页).pdf
公司资产负债表主要项目(百万元)
上市农商行“拨贷比-不良率-关注率”情况
无锡银行经营区域及资产分布情况(2022H)
无锡银行主要股东情况(截至2022Q2)
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