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中国财险责任险综合成本率、赔付率与费用率
中国财险责任险综合成本率、赔付率与费用率
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所属报告:
中国财险-港股公司研究报告-深度报告:财产险行业龙头资金运用风格稳健-231226(30页).pdf
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图3.3.2024年生命保险总赔付年度增长率
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行业数据
2025-12-09
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图2.3.2024年非寿险行业毛赔付款的年增长率
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行业数据
2025-12-09
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图表202025H1中国财险分险种费用率、赔付率
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行业数据
2025-12-03
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图68Lemonade综合赔付率及IFP(生效保费总额)增速
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行业数据
2025-10-28
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截至2025年8月责任险保费收入情况
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行业数据
2025-09-28
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新能源车与传统燃油车的赔付率对比
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行业数据
2025-09-11
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中国健康险赔付总额及赔付率
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行业数据
2025-07-16
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图15众安健康生态赔付率及费用率
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行业数据
2025-06-18
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阳光财险及主要同业的赔付率对比
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行业数据
2025-06-16
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2020-2024年综合费用率及赔付率(%)
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行业数据
2025-05-09
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全能保住院医疗险产品责任
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2025-04-10
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综合成本率改善明显,承保利润有望再度回正。2022 年由于人伤赔偿标准上涨以及历史高风险业务赔付责任影响,综合赔付率上涨明显,为 76.2%,同比上升 8.3pct,带动综合成本率上升 5.4pct 至 112.8%。2023 年后,公司进一步关注综合成本率,举措包括升级数字化风控、实施全量风险查勘和精准销售费用配置等,同时提升优质业务获取能力,优化承保条件,主动调整业务结构,保证在业务规模实现稳定增长的同时逐步提升每一保单的质量。2023H1 公司责任险业务综合赔付率为 71.0%,较之 2022 年全年下降 5.2pct,综合费用率降至 31.8%,达到 2019 年来最低水平。综合成本率改善明显,2023H1 为 102.8%,较 2022 年下降 10pct。综合成本率的改善缩小了责任险承保亏损,2023H1 承保亏损为 4.8 亿元,比 2022 年同期少亏损 2.9 亿元。未来随着赔付率与费用率的持续改善,承保利润有望再次回正。
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中国财险-港股公司研究报告-深度报告:财产险行业龙头资金运用风格稳健-231226(30页).pdf
财务报表预测摘要及指标
2019年至2022年中国财险投资资产组合(百万元)
中国财险管理层(部分)
股权结构(截至2023年6月30日)
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