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图表1-4全国出生率、死亡率及自然增长率(%o)
图表1-4全国出生率、死亡率及自然增长率(%o)
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图片大小：108KB
图片尺寸：1816*1037
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婚育观念转变，人口负增长结构短期内难以缓解 随着我国经济的快速发展和社会结构的深刻变革，传统婚育观念经历了显著转变，结婚率与生育率呈持续下降 2024年，全国 610.6万 2024年，全国人口自然增长率（一定时期内人口自然增长数与该时期内平均人口数之比）为-0.99%o，已连续3 年保持负增长。 人口结构的深刻转变意味着，一方面劳动 数组合设定了“高、中、低”三类预测方 力占比下降，将导致基本养老保险负担不 案，根据“中方案”预测，2024年我国总 断加重；另一方面，一人户、二人户等小 和生育率降至1.01，低于超级老龄化国家日 型家庭结构的演变趋势下，社区养老、机 本的1.3，成为全球生育率最低的国家之一。 构养老等专业养老服务需求将更加旺盛。
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贝莱德建信理财：2025中国养老金金融白皮书（95页）.pdf
图表6-8按投资者年龄划分2020年传统个人退休账户余额占比1(%)
图表6-7IRA资产配置结构
图表6-6 401(k)计划资产变化及占比情况
图表6-5QDIA产品类型占比情况
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