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2014-2021年各公司基金销售及其他交易手续费等业务营
2014-2021年各公司基金销售及其他交易手续费等业务营
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所属报告:
同花顺-投资价值分析报告:金融信息领军深挖产业价值-221125(40页).pdf
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相关数据
2025年银行利息净收入、手续费及佣金净收入占比为76.8%、6.4%,同比分别提升7.5、1.0个百分
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行业数据
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2025年银行手续费及佣金净收入同比增加28.0%
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成都银行手续费收入结构:理财规模有所收缩,25年6月后压降节奏放缓
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成都银行净手续费收入规模及增速
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市场规模
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2025年银行手续费及佣金收入同比减少3.8%
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行业数据
2026-05-19
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上市银行手续费及佣金收入结构(2025A)
| 银行名称   | 类型   | 手续费收入/营收 | 代理业务 | 理财业务 | 托管业务 | 支付结算业务 | 咨询顾问业务 | 担保承诺业务 | 银行卡业务 |
|------------|--------|------------------|----------|----------|----------|--------------|--------------|--------------|------------|
| 工商银行   | 国有行 | 15.12%           | 1.58%    | 25.36%   | 6.46%    | 33.44%       | 14.85%       | 2.50%        | 13.07%     |
| 建设银行   | 国有行 | 16.25%           | 12.37%   | 12.40%   | 13.15%   | 29.50%       | 6.25%        |             | 16.59%     |
| 农业银行   | 国有行 | 14.06%           | 29.88%   |          | 4.20%    | 35.61%       | 12.68%       | 0.99%        | 16.28%     |
| 中国银行   | 国有行 | 14.50%           | 27.42%   |          | 7.22%    | 17.97%       | 8.82%        | 9.78%        | 14.68%     |
| 邮储银行   | 国有行 | 12.21%           | 19.44%   | 12.37%   | 3.28%    | 23.01%       | 10.58%       |             | 24.02%     |
| 交通银行   | 国有行 | 16.11%           | 9.03%    | 21.26%   | 18.26%   | 3.16%        | 4.83%        | 7.29%        | 35.82%     |
| 招商银行   | 股份行 | 24.97%           | 31.70%   |          | 20.53%   | 18.35%       |             | 4.70%        | 16.19%     |
| 兴业银行   | 股份行 | 14.50%           | 17.23%   |          |          | 9.81%        | 29.83%       | 3.94%        | 28.36%     |
| 浦发银行   | 股份行 | 16.90%           | 15.92%   |          | 25.00%   | 2.46%        | 10.87%       | 7.62%        | 33.87%     |
| 中信银行   | 股份行 | 18.09%           | 16.17%   | 15.96%   | 10.07%   | 7.37%        |             | 13.61%       | 36.33%     |
| 民生银行   | 股份行 | 15.50%           | 15.48%   |          | 19.39%   | 12.58%       |             | 4.91%        | 43.12%     |
| 光大银行   | 股份行 | 18.42%           | 6.66%    | 26.64%   | 8.57%    | 16.62%       | 4.72%        | 5.10%        | 31.62%     |
| 平安银行   | 股份行 | 20.72%           | 22.49%   |          | 5.54%    | 11.60%       |             |             | 45.50%     |
| 华夏银行   | 股份行 | 12.42%           | 29.74%   |          | 8.03%    |              |             | 12.63%       | 34.69%     |
| 浙商银行   | 股份行 | 9.51%            | 46.96%   |          | 11.14%   | 13.56%       | 10.37%       | 13.73%       | 3.00%      |
| 北京银行   | 城商行 | 7.35%            | 46.78%   |          |          | 23.24%       | 7.85%        | 4.50%        | 4.26%      |
| 江苏银行   | 城商行 | 7.65%            | 49.10%   |          | 11.49%   | 4.81%        | 11.02%       | 22.03%       | 1.54%      |
| 上海银行   | 城商行 | 7.70%            | 53.35%   |          | 10.27%   | 10.04%       | 3.89%        | 15.66%       | 6.09%      |
| 宁波银行   | 城商行 | 11.17%           | 81.71%   |          | 5.23%    | 1.82%        | 0.15%        | 9.16%        | 1.56%      |
| 南京银行   | 城商行 | 10.55%           | 51.74%   |          | 7.19%    |              | 13.09%       | 23.50%       | 3.95%      |
| 杭州银行   | 城商行 | 13.78%           | 5.18%    |          | 54.78%   | 5.66%        | 11.52%       | 11.09%       | 0.50%      |
| 成都银行   | 城商行 | 2.35%            | 14.06%   | 36.68%   |          | 5.26%        | 9.05%        | 22.74%       | 3.04%      |
| 长沙银行   | 城商行 | 7.71%            | 17.72%   |          |          | 0.05%        | 47.09%       | 18.00%       | 13.12%     |
| 重庆银行   | 城商行 | 5.35%            |          | 42.64%   | 5.76%    | 32.81%       |              | 13.86%       | 4.93%      |
| 贵阳银行   | 城商行 | 5.41%            | 26.48%   | 34.94%   |          | 8.24%        | 4.86%        | 7.98%        |            |
| 郑州银行   | 城商行 | 4.19%            | 58.95%   |          |          |              | 8.92%        | 5.82%        | 14.28%     |
| 青岛银行   | 城商行 | 12.92%           | 29.20%   | 38.55%   | 13.24%   | 9.05%        |              |              |            |
| 苏州银行   | 城商行 | 9.67%            | 46.39%   | 22.15%   |          | 6.21%        | 16.40%       |              | 5.82%      |
| 齐鲁银行   | 城商行 | 10.23%           | 34.59%   |          |          | 38.31%       |              |              | 4.61%      |
| 兰州银行   | 城商行 | 4.48%            | 13.35%   | 53.26%   |          | 3.86%        | 1.35%        | 9.15%        | 14.73%     |
| 西安银行   | 城商行 | 4.58%            | 56.52%   |          |          |              | 10.13%       | 24.08%       | 6.44%      |
| 厦门银行   | 城商行 | 9.23%            | 39.29%   | 5.42%    |          | 2.29%        | 16.03%       | 16.92%       | 4.18%      |
| 渝农商行   | 农商行 | 5.79%            | 37.94%   | 20.48%   |          | 20.26%       |              |              | 11.43%     |
| 沪农商行   | 农商行 | 8.64%            | 66.55%   |          |          | 17.23%       | 11.03%       | 2.01%        | 1.37%      |
| 青农商行   | 农商行 | 9.55%            | 64.08%   |          |          | 17.15%       |              |              | 2.04%      |
| 常熟银行   | 农商行 | 4.71%            | 86.56%   |          |          | 13.42%       |              |              | 0.02%      |
| 紫金银行   |农商行 | 8.06%            | 47.55%   |          |          | 51.10%       |              |              | 1.35%      |
| 无锡银行   | 农商行 | 4.32%            | 42.91%   |          |          | 37.07%       | 5.03%        |              | 5.62%      |
| 张家港行   | 农商行 | 4.52%            | 68.38%   |          |          | 25.38%       |              |              |            |
| 苏农银行   | 农商行 | 4.05%            |          | 39.38%   |          | 57.12%       |              |              | 2.12%      |
| 江阴银行   | 农商行 | 3.62%            | 58.73%   |          |          | 41.27%       |              |              |            |
| 瑞丰银行   | 农商行 | 5.16%            | 78.87%   |          |          | 11.04%       |              | 4.91%        |            |
| 国有行     |        | 14.82%           | 16.15%   | 11.60%   | 8.40%    | 26.91%       | 10.22%       | 3.11%        | 17.50%     |
| 股份行     |        | 18.30%           | 22.06%   | 4.52%    | 13.88%   | 11.97%       | 5.17%        | 6.29%        | 29.22%     |
| 城商行     |        | 8.58%            | 45.66%   | 4.39%    | 11.58%   | 7.68%        | 9.00%        | 13.10%       | 3.60%      |
| 农商行     |        | 6.53%            | 57.68%   | 6.07%    | 0.00%    | 21.55%       | 3.84%        | 0.84%        | 3.88%      |
| 上市银行   |        | 15.00%           | 19.92%   | 8.92%    | 10.24%   | 21.10%       | 8.50%        | 4.64%        | 20.38%     |

资料来源：wind，国联民生证券研究所
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行业数据
2026-05-06
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上市银行手续费及佣金收入增速(2025A)
| 银行名称   | 类型   | 手续费及佣金收入 | 代理业务 | 理财业务 | 托管业务 | 支付结算业务 | 咨询顾问业务 | 担保承诺业务 | 银行卡业务 |
|------------|--------|------------------|----------|----------|----------|--------------|--------------|--------------|------------|
| 工商银行   | 国有行 | 0.4%             | -0.5%    | 11.8%    | 1.7%     | -0.9%        | -4.6%        | -24.2%       | -7.3%      |
| 建设银行   | 国有行 | 4.9%             | 6.2%     | 78.8%    | -4.6%    | -0.6%        | -4.9%        |              |            |
| 农业银行   | 国有行 | 13.3%            | 87.8%    |          | 6.5%     | -2.5%        | -9.2%        | -9.1%        | -0.8%      |
| 中国银行   | 国有行 | 7.7%             | 26.7%    |          | 7.7%     | 2.0%         | 0.6%         | -8.4%        | 6.8%       |
| 邮储银行   | 国有行 | 6.6%             | -8.5%    | 36.0%    | 13.4%    | 0.4%         | 38.5%        |              | -1.5%      |
| 交通银行   | 国有行 | 4.4%             | 10.2%    | 17.0%    | 1.7%     | -10.3%       | -10.9%       | -2.8%        | 3.2%       |
| 招商银行   | 股份行 | 4.0%             | 21.4%    |          | 10.6%    | -0.3%        |              | -6.1%        | -18.6%     |
| 兴业银行   | 股份行 | 3.4%             | 1.2%     |          |          | 5.8%         | 17.5%        | -1.7%        | -14.0%     |
| 浦发银行   | 股份行 | -1.3%            | 16.3%    |          | 21.7%    | -17.7%       | -16.7%       | -2.9%        | -13.1%     |
| 中信银行   | 股份行 | 6.8%             | 24.8%    | 45.2%    | 8.3%     | 14.5%        | 4.7%         |              | -10.3%     |
| 民生银行   | 股份行 | 0.2%             | -17.3%   |          | 15.5%    | 40.6%        | 5.9%         |              | -7.7%      |
| 光大银行   | 股份行 | 4.8%             | -18.4%   | 61.4%    | 3.0%     | 5.5%         | -7.4%        | -11.5%       | -11.5%     |
| 平安银行   | 股份行 | -2.2%            | 12.7%    |          | 3.7%     | 4.6%         |              |              | -5.9%      |
| 华夏银行   | 股份行 | 2.2%             | 24.1%    |          | 3.3%     |              |              |              | -12.0%     |
| 浙商银行   | 股份行 | -0.3%            | 23.2%    |          | 3.9%     | 18.9%        | -33.6%       | -20.9%       | -9.6%      |
| 北京银行   | 城商行 | 10.7%            | 10.9%    |          |          | 13.2%        | -5.5%        | -17.3%       | -4.5%      |
| 江苏银行   | 城商行 | 7.2%             | 7.1%     |          | 12.5%    | 17.0%        | -6.2%        | 18.1%        | -43.7%     |
| 上海银行   | 城商行 | -6.7%            | 7.4%     |          | -11.9%   | 27.0%        | -38.1%       | -28.4%       | -25.4%     |
| 宁波银行   | 城商行 | 26.1%            | 35.7%    |          | 8.2%     | -45.7%       | 0.0%         | 13.6%        | -37.5%     |
| 南京银行   | 城商行 | 16.6%            | 27.4%    |          | 12.9%    |              | -25.9%       | 39.4%        | 4.6%       |
| 杭州银行   | 城商行 | 13.8%            | 1.1%     |          | 20.4%    | 46.6%        | 2.1%         | -5.8%        | 0.1%       |
| 成都银行   | 城商行 | -27.1%           | 39.1%    | -50.4%   |          | 4.6%         | -10.1%       | -0.4%        | -9.7%      |
| 长沙银行   | 城商行 | 0.9%             | 21.7%    |          |          | -28.6%       | 3.6%         | 0.3%         | -18.4%     |
| 重庆银行   | 城商行 | -27.9%           |          | -49.3%   | 67.9%    | 14.7%        | 37.6%        |              | -60.7%     |
| 贵阳银行   | 城商行 | -10.9%           | 20.3%    | -20.2%   |          | 1.2%         | -48.6%       | -0.2%        | -17.0%     |
| 郑州银行   | 城商行 | -13.0%           | -4.9%    |          |          |              | -32.1%       | -39.6%       | -21.9%     |
| 青岛银行   | 城商行 | -5.6%            | 19.7%    | -21.9%   | -21.3%   | 33.5%        |              |              | -17.0%     |
| 苏州银行   | 城商行 | 1.2%             | 40.3%    | -48.3%   |          | -8.5%        | 84.4%        |              | 3.1%       |
| 齐鲁银行   | 城商行 | -4.9%            | -17.5%   |          |          | 0.0%         |              |              | -26.3%     |
| 兰州银行   | 城商行 | -14.6%           | -21.2%   | -16.1%   |          | 17.0%        | -62.2%       | 19.1%        | -14.5%     |
| 西安银行   | 城商行 | 3.0%             | 4.6%     |          |          |              | 315.9%       | -22.0%       | -6.2%      |
| 厦门银行   | 城商行 | -7.6%            | -20.9%   | -19.6%   |          | -2.1%        | -18.9%       | 3.7%         | -19.8%     |
| 渝农商行   | 农商行 | -16.0%           | -14.5%   | 1.0%     |          | 0.7%         |              |              | -35.5%     |
| 沪农商行   | 农商行 | -2.0%            | 1.0%     |          |          | -2.4%        | -4.8%        | -31.0%       | -42.5%     |
| 青农商行   | 农商行 | 2.0%             | 20.7%    |          |          | -28.1%       |              |              | 0.8%       |
| 常熟银行   | 农商行 | 58.9%            | 78.7%    |          |          | -7.2%        |              |              | -19.3%     |
| 紫金银行   | 农商行 | 4.6%             | 11.3%    |          |          | 2.4%         |              |              | -54.0%     |
| 无锡银行   | 农商行 | -4.2%            | -22.2%   |          |          | 32.5%        | -17.0%       |              | -21.7%     |
| 张家港行   | 农商行 | -4.7%            | -4.6%    |          |          | -4.6%        |              |              |            |
| 苏农银行   | 农商行 | -10.5%           |          | -19.9%   |          | -1.6%        |              |              | -14.5%     |
| 江阴银行   | 农商行 | -17.8%           |          | -19.6%   |          | -15.1%       |              |              |            |
| 瑞丰银行   | 农商行 | 23.1%            | 18.0%    |          |          | 81.9%        |              | 5.5%         |            |
| 国有行     |        | 5.9%             | 30.6%    | 26.3%    | 0.9%     | -0.9%        | -2.7%        | -11.0%       | -0.8%      |
| 股份行     |        | 2.6%             | 14.2%    | 52.9%    | 11.8%    | 5.2%         | 2.4%         | -2.1%        | -11.9%     |
| 城商行     |        | 6.7%             | 18.1%    | -35.4%   | 11.8%    | 10.0%        | -8.4%        | 6.2%         | -20.9%     |
| 农商行     |        | -2.2%            | 5.8%     | -3.2%    |          | -3.9%        | -5.4%        | -25.9%       | -34.3%     |
| 上市银行   |        | 4.8%             | 22.2%    | 26.5%    | 6.0%     | 0.3%         | -2.1%        | -5.0%        | -6.5%      |

资料来源: wind, 国联民生证券研究所
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行业数据
2025-11-07
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2018年以来瑞达期货手续费及佣金净收入结构
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公司基金销售业务营收快速增长,毛利率逐步靠近业内龙头。基金代销收入一般分为“向客户收取的认购、申购、赎回等手续费”和“向基金公司收取的尾随佣金和销售服务费”两部分,前者与投资者的交易活跃度相关,后者系基金公司为提升对基金持有人的服务水平,按照代销基金保有量而定期支付给销售机构的费用。从收入规模来看,同花顺的基金销售业务(包括贵金属交易业务)与东方财富相比体量较小。东方财富与同花顺同于2012 年取得基金销售牌照,东方财富重点通过门户网站导流到基金销售业务,同花顺重点通过移动端实现增值业务和广告变现。但公司基金销售业绩近两年增长迅速,2021 年基金销售及其他交易手续费等业务营收为 3.12 亿元,同比下降 35.30%,但其中的基金代销营收同比增长 72.94%。公司基金销售业务毛利率水平稳步上升,逐渐接近东方财富水平,差距自 2017 年以来逐渐缩小,体现出公司基金销售业务逐渐产生一定的规模效应,促进毛利率提升。
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同花顺-投资价值分析报告:金融信息领军深挖产业价值-221125(40页).pdf
截至2022年10月15日基金代销机构代销基金只数前10名
B端金融数据终端需求量测算
近期金融终端招投标价格情况
同花顺付费用户数与客单价测算
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