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全市场现金管理类理财产品底层资产:货币市场类>资管产品>固收类(含同业存单)>公募基金>QDII
全市场现金管理类理财产品底层资产:货币市场类>资管产品>固收类(含同业存单)>公募基金>QDII
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图片大小:886KB
图片尺寸:2327*2791
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所属报告:
银行业理财持仓全景扫描系列(一):探寻现金类理财的“底层密码”-231213(25页).pdf
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行业数据
2026-05-06
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图表4历史上流动性短缺时的黄金价格、新兴市场货币波动率与美国金融条件指数
IyMjIOaVsOaNruihqOagvAoKfCDlubTku70gfCDpu4Tph5Hku7fmoLwo576O5YWDL+ebjuWPuCkgfCDmkanmoLnlpKfpgJrmlrDlhbTluILlnLrotKfluIHms6LliqjnjofmjIfmlbAgfCDlva3ljZrnvo7lm73ph5Hono3mnaHku7bmjIfmlbAo6YCG5bqPKSB8CnwtLS0tLS18LS0tLS0tLS0tLS0tLS0tLS0tLS0tfC0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS18LS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tfAp8IDIwMDYgfCDnuqY2MDAgICAgICAgICAgICAgICB8IOe6pjEwICAgICAgICAgICAgICAgICAgICAgICAgICAgICB8IOe6pjE1ICAgICAgICAgICAgICAgICAgICAgICAgIHwKfCAyMDA3IHwg57qmNzAwICAgICAgICAgICAgICAgfCDnuqYxMiAgICAgICAgICAgICAgICAgICAgICAgICAgICAgfCDnuqYxOCAgICAgICAgICAgICAgICAgICAgICAgICB8CnwgMjAwOCB8IOe6pjg1MCAgICAgICAgICAgICAgIHwg57qmNDggICAgICAgICAgICAgICAgICAgICAgICAgICAgIHwg57qmMjggICAgICAgICAgICAgICAgICAgICAgICAgfAp8IDIwMDkgfCDnuqYxMTAwICAgICAgICAgICAgICB8IOe6pjI1ICAgICAgICAgICAgICAgICAgICAgICAgICAgICB8IOe6pjIyICAgICAgICAgICAgICAgICAgICAgICAgIHwKfCAyMDEwIHwg57qmMTIwMCAgICAgICAgICAgICAgfCDnuqYxOCAgICAgICAgICAgICAgICAgICAgICAgICAgICAgfCDnuqYxNiAgICAgICAgICAgICAgICAgICAgICAgICB8CnwgMjAxMSB8IOe6pjE2MDAgICAgICAgICAgICAgIHwg57qmMTUgICAgICAgICAgICAgICAgICAgICAgICAgICAgIHwg57qmMTQgICAgICAgICAgICAgICAgICAgICAgICAgfAp8IDIwMTIgfCDnuqYxNzAwICAgICAgICAgICAgICB8IOe6pjEyICAgICAgICAgICAgICAgICAgICAgICAgICAgICB8IOe6pjEzICAgICAgICAgICAgICAgICAgICAgICAgIHwKfCAyMDEzIHwg57qmMTQwMCAgICAgICAgICAgICAgfCDnuqYxMCAgICAgICAgICAgICAgICAgICAgICAgICAgICAgfCDnuqYxMSAgICAgICAgICAgICAgICAgICAgICAgICB8CnwgMjAxNCB8IOe6pjEyMDAgICAgICAgICAgICAgIHwg57qmOCAgICAgICAgICAgICAgICAgICAgICAgICAgICAgIHwg57qmMTAgICAgICAgICAgICAgICAgICAgICAgICAgfAp8IDIwMTUgfCDnuqYxMTUwICAgICAgICAgICAgICB8IOe6pjkgICAgICAgICAgICAgICAgICAgICAgICAgICAgICB8IOe6pjkgICAgICAgICAgICAgICAgICAgICAgICAgIHwKfCAyMDE2IHwg57qmMTI1MCAgICAgICAgICAgICAgfCDnuqYxMCAgICAgICAgICAgICAgICAgICAgICAgICAgICAgfCDnuqY4ICAgICAgICAgICAgICAgICAgICAgICAgICB8CnwgMjAxNyB8IOe6pjEzMDAgICAgICAgICAgICAgIHwg57qmMTEgICAgICAgICAgICAgICAgICAgICAgICAgICAgIHwg57qmNyAgICAgICAgICAgICAgICAgICAgICAgICAgfAp8IDIwMTggfCDnuqYxMjUwICAgICAgICAgICAgICB8IOe6pjEyICAgICAgICAgICAgICAgICAgICAgICAgICAgICB8IOe6pjYgICAgICAgICAgICAgICAgICAgICAgICAgIHwKfCAyMDE5IHwg57qmMTQwMCAgICAgICAgICAgICAgfCDnuqYxMyAgICAgICAgICAgICAgICAgICAgICAgICAgICAgfCDnuqY1ICAgICAgICAgICAgICAgICAgICAgICAgICB8CnwgMjAyMCB8IOe6pjE3MDAgICAgICAgICAgICAgIHwg57qmMzAgICAgICAgICAgICAgICAgICAgICAgICAgICAgIHwg57qmLTIgICAgICAgICAgICAgICAgICAgICAgICAgfAp8IDIwMjEgfCDnuqYxODAwICAgICAgICAgICAgICB8IOe6pjE1ICAgICAgICAgICAgICAgICAgICAgICAgICAgICB8IOe6pjMgICAgICAgICAgICAgICAgICAgICAgICAgIHwKfCAyMDIyIHwg57qmMTkwMCAgICAgICAgICAgICAgfCDnuqYxNCAgICAgICAgICAgICAgICAgICAgICAgICAgICAgfCDnuqY0ICAgICAgICAgICAgICAgICAgICAgICAgICB8CnwgMjAyMyB8IOe6pjIwMDAgICAgICAgICAgICAgIHwg57qmMTMgICAgICAgICAgICAgICAgICAgICAgICAgICAgIHwg57qmNSAgICAgICAgICAgICAgICAgICAgICAgICAgfAp8IDIwMjQgfCDnuqYyNTAwICAgICAgICAgICAgICB8IOe6pjEyICAgICAgICAgICAgICAgICAgICAgICAgICAgICB8IOe6pjYgICAgICAgICAgICAgICAgICAgICAgICAgIHwKfCAyMDI1IHwgNDY5NC4xMSAgICAgICAgICAgICB8IOe6pjEwICAgICAgICAgICAgICAgICAgICAgICAgICAgICB8IOe6pjcgICAgICAgICAgICAgICAgICAgICAgICAgIHwKCiMjIyDotYTmlpnmnaXmupAgIApCbG9vbWJlcmfvvIzljY7liJvor4HliLg=
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行业数据
2026-04-23
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理财产品前十大持仓中对公募基金的持仓增量(亿元)
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行业数据
2026-04-20
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固收类规模持续上升
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市场规模
2026-04-20
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理财产品前十大持仓中对权益资产的持仓量(亿元)
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行业数据
2026-04-20
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大型券商固收类投资规模及较年初增长
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市场规模
2026-04-08
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图表402025Q3自营固收类证券/净资本195%
fCDlubTku70gICAgIHwg5YWs5Y+46Ieq6JCl5Zu65pS257G76K+B5Yi4L+WHgOi1hOacrCB8IOWdh+WAvCAgIHwKfC0tLS0tLS0tLS18LS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tfC0tLS0tLS0tfAp8IDIwMjAgICAgIHwgMjIwJSAgICAgICAgICAgICAgICAgICAgICB8IDIzNSUgICB8CnwgMjAyMSAgICAgfCAyMzUlICAgICAgICAgICAgICAgICAgICAgIHwgMjY1JSAgIHwKfCAyMDIyICAgICB8IDE5NSUgICAgICAgICAgICAgICAgICAgICAgfCAyOTAlICAgfAp8IDIwMjMgICAgIHwgMTkwJSAgICAgICAgICAgICAgICAgICAgICB8IDI5NSUgICB8CnwgMjAyNCAgICAgfCAxOTIlICAgICAgICAgICAgICAgICAgICAgIHwgMjg1JSAgIHwKfCAyMDI1UTMgICB8IDIwMCUgICAgICAgICAgICAgICAgICAgICAgfCAyOTUlICAgfAoK6LWE5paZ5p2l5rqQ77yaV2luZO+8jOWNjuWIm+ivgeWIuA==
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行业数据
2026-03-17
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图36、2021年起细化对固收资产的披露口径
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2026-03-09
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缩小了范围之后,我们便把目光聚焦在“其他资产”“其他债券”这两类。其细项成为我们研究的重点,因此需要尽可能地将底层资产拆细:
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银行业理财持仓全景扫描系列(一):探寻现金类理财的“底层密码”-231213(25页).pdf
《关于规范现金管理类理财产品管理有关事项的通知》对利率债的持有比例规定了下限
现金类理财委外的货基,收益率一般较高(2022Q1-2023Q3持仓,收益率截至2023-12-12)
《关于规范现金管理类理财产品管理有关事项的通知》对银行存款比例、集中度和主体信用作出详细规定
现金管理类理财产品委外资管产品的比例呈上升趋势
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