emissions, while 'adaptation' involves adjusting human and natural exceeding that amount for the first time in 2024.6 Yet, there is still weather and climate conditions. Loss and damage' relates to the progress to be made. According to the Independent High-Level can require annual investments of roughly US$6.3 - 6.7 trillion by Historically, adaptation finance has lagged, despite the need.9 2030, rising to US$7-8.1 trillion by 2035.7 2021 to US$28 billion in 2022, the largest annual increase since economies, while developing countries—-historically least the Paris Agreement.10 Yet, these levels remain far below the responsible for emissions but some of the most exposed to climate estimated US$215-387 billion needed per year.10 Even a doubling risks—-remain underfunded. IHLEG estimates that emerging of adaptation finance by the end of 2025, as called for under the Glasgow Climate Pact, would cover only 5% of the gap.10 require US$2.3-2.5 trillion annually by 2030, about halfof which This persistent shortfall, both in adaptation finance and climate should come from external climate finance.? Collective Quantified Goal (NCQG) in delivering substantially higher, pillars: mitigation, adaptation, and loss and damage.8 'Mitigation'