安永（EY）：2025稳定币聚焦：驾驭新数字金融格局研究报告（英文版）（31页）.pdf

1、Stablecoins in focus:navigating the new digital financial landscapeSeptember 2025CONTENTS0001010202030304040606101026262727IntroductionKey takeawaysKey highlightsBackground and methodologyStablecoin exploration and adoptionStablecoin users:corporates and financial institutionsConclusionEY Digital As

2、sets and Crypto team overviewCLICK TO JUMP TO SECTIONSTABLECOINS IN FOCUS:NAVIGATING THE NEW DIGITAL FINANCIAL LANDSCAPE01IntroductionStablecoins have the potential to revolutionize financial transactions from remittances and trade to everyday payments.The passage of the GENIUS Act on July 18,2025,m

3、arks a turning point,paving the way for increased investment,technological innovation and broader adoption.As the Senate approved the bill,EY-Parthenon team surveyed more than 350 executives from financial and nonfinancial sectors about their views on stablecoins.The findings reinforced market expec

4、tations:stablecoins are set for significant growth,and with regulatory frameworks becoming clearer,they are well positioned to integrate into mainstream finance.Stablecoins are not just a promise theyre delivering measurable value for early adopters.According to the survey,41%of organizations that h

5、ave used stablecoins reported cost savings of 10%+,primarily driven by efficiencies in cross-border payments.These savings stem from both receiving payments from suppliers and making outbound payments.Notably,corporate users expressed a strong preference to access stablecoin-based payment services t

6、hrough their existing banking relationships.This presents a clear opportunity for banks to lead the transition.While 15%of financial institutions already offer stablecoin services,another 57%are planning to explore new offerings,with a focus on on-/off-ramp infrastructure and digital wallets.With re