FirstHome IQ&National MI：2025美国新生代购房者报告（英文版）（26页）.pdf

1、HOMEBUYER REPORTNEXTGEN2025BY KRISTIN MESSERLIMARCH 2025INTRODUCTIONAs we release the 2025 NextGen Homebuyer Report,we find ourselves at a pivotal moment inthe housing market.Over the past five years,this research has captured the financial realities,aspirations,and challenges of more than 7,000 Nex

2、tGen homebuyers.This years report,based on insights from 1,000 respondents aged 18 to 44,highlights emerging trends,affordability strategies,and the evolving role of trust in financial institutions and professionals.A key takeaway remains constant across years:education and accessibility are critica

3、l toclosing homeownership gaps.While 95%of respondents share a desire to achievehomeownership,confidence levels,affordability strategies,and trust in professionals revealongoing disparities that demand industry attention.Trust in financial institutions and real estateprofessionals has plummeted,and

4、NextGen buyers are increasingly turning to alternativehomebuying strategies,social media,and AI-driven tools to navigate the market.This report not only reflects current economic and social conditions but also illuminatesopportunities for housing professionals,lenders,and policymakers to adapt and i

5、nnovate.Byunderstanding how NextGen buyers engage with the homebuying process,industryprofessionals can create more effective strategies to improve financial literacy,rebuild trust,and increase access to homeownership.Kristin Messerli,Executive director of FirstHome IQ22025 NextGen Homebuyer ReportA

6、BOUT THIS REPORTThe 2025 NextGen Homebuyer Report is an annual research initiative designed to provideinsights into the evolving homeownership landscape for Gen Z and Millennial buyers.Now inits fifth year,this report reflects data from over 7,000 respondents since 2020.The 2025edition is based on a