全球反诈骗联盟&BioCatch：2025年德国诈骗态势研究报告（英文版）（55页）.pdf

1、State of Scams in Germany2025 REPORTINSIGHTSINSIGHTSLEARN MORELEARN MOREScammers make off with 10.6 billion as over half of Germans encounter scamsIn 2025,scams continued to plague German consumers at alarming rates.The State of Scams in Germany 2025 survey,carried out by the Global Anti-Scam Allian

2、ce(GASA)in partnership with BioCatch,reveals that 46%of German adults reported being scammed in the last 12 months,with shopping scams being the most common.While confidence in recognizing scams is moderate,the effectiveness of scam detection remains a challenge,particularly among younger generation

3、s who are more vulnerable on platforms like Instagram,TikTok,and Snapchat.High Encounter Rates,Frequent Exposure:Over half(54%)of German adults encountered a scam attempt,with individuals facing an average of 163 scam approaches per yearroughly one scam encounter every two days.Scam exposure most of

4、ten occurs via direct message platforms,with WhatsApp,Gmail,and SMS among the most common.2Sam RogersDIRECTOR OF RESEARCHJorij AbrahamMANAGING DIRECTORGERMANY REPORTMassive Financial Losses:Scam-related financial losses are substantial,totalling an estimated 10.6 billion(US$11.5 billion)nationally i

5、n 2025.The average taken from each victim stood at 820(US$891.23).PayPal and wire bank transfers were the primary channels used to send money to scammers,underscoring the ongoing risks tied to widely used payment methods.Moderate Reporting,Low Remediation:While 81%of scam victims reported incidents

6、to payment services,only 35%managed to recover any funds.Additionally,73%of scam encounters were reported to platforms,but 58%of those who reported said that no visible action was taken or they were unsure of the outcomerevealing serious gaps in trust and remediation processes.German citizens have r