1、2025Global Technology Strategy,Innovation and PartnershipsEmergingTechnologyTrends1Through collaborative efforts with technology leaders across the firm and continuous connectivity with the external technology ecosystem,the Global Technology Strategy,Innovation,and Partnerships team helps JPMorganCh

2、ase remain connected to innovative and emerging technology trends.Each year,the team identifies a collection of the most meaningful emerging technology trends to shape and influence our Global Technology strategy and future roadmap.This document outlines the top trends for 2025,with an overview of e

3、ach trend and insights from the external market.In 2024,the excitement and innovation around Generative AI(GenAI)continued,offering transformative potential across industries.We saw AI capabilities start to become embedded in horizontal applications for content creation,workflow automation,and data

4、analysis,and in vertical applications for users across software engineering,sales,marketing,finance,fraud,and risk.GenAI also gained traction for tasks like data management or in streamlining business processes with agents and orchestration.All of this is powered by foundational models while requiri

5、ng specialist computing infrastructure to train these models.In addition,several trends emerged across the model providers including proprietary models versus open models,domain-specific models(e.g.,coding,image and video creation),and the use of smaller models to provide broader deployment options

6、with optimized performance,including for mobile and edge devices.In the security space,capabilities emerged to ensure the secure use of AI technology and to protect against new threat actors using GenAI and agentic AI.Our 2025 report maintains a clear focus on the innovation around GenAI and AI agen