德勤（Deloitte）：2025墨西哥银行业展望报告（英文版）（34页）.pdf

1、Mexicos banking sector outlook for 2025Mexicos banking sector outlook for 2025Paving the way to future success This report addresses five critical questions that banking executives need to prioritize in 2025,a year that could be pivotal in many ways.While it is important to recognize that other prio

2、rities,such as accelerating the transition to a green economy and revamping talent models for an AI-driven future,will also demand attention,despite changes in U.S.policy,and the announcement of its exit from the Paris agreement.2025 could therefore be a defining moment to establish sustainable grow

3、th in the banking industry.Strategic actions taken now could be the catalysts that propel banks towards a more prosperous and resilient future.By responding decisively,banks can ensure that the path to success is not just aspirational,but achievable.Introduction1Mexicos banking sector outlook for 20

4、25I.Macroeconomic environment As the banking industry adapts to an environment of low growth,lower market rates,more intense price competition,for new digital competitors,either neobanks or trading platforms,traditional banks need to bolster their business,with ingenuity and discipline,to achieve su

5、stainable growth.How and to what extent will macroeconomic changes impact banks in Mexico by 2025?Key messages:1.Macroeconomic and geopolitical uncertainties will keep banking executives on their toes.2.Higher deposit costs will keep the financial margin under pressure.3.Non-interest,commission,and

6、fee income could provide leverage for revenue growth if new services are generated.4.Higher budgets for compensation driven by competition and labor reforms,as well as technological investments,will keep expenses high.5.Credit quality is expected to remain the same but could increase slightly in 202