安永（EY）：2024年终报告：海湾合作委员会（GCC）银行业展望（英文版）（25页）.pdf

1、GCC banking sector outlookYear-end report 2024ForewordGCC banking sector outlook2Mayur PauEY MENA Financial Services LeaderAs we embark on another year of innovation and growth,I am delighted to present the highlights of the GCC banking sector.This report covers the regional outlook and analyzes the

2、 competitive landscape of the GCC banking sector using financial performance indicators.Banks within the GCC region have remained resilient and have demonstrated prudent optimism.The upcoming year promises to be transformative,with advancements in technology,shifts in consumer behavior and regulator

3、y changes shaping the future of banking.On the monetary policy front,GCC central banks are expected to continue mirroring the rate movements of the US Fed and the cycle should support the growth of the regions non-oil sector.Despite potential modest impacts from changing interest rates,the regional

4、banking industry is expected to remain strong in 2025.This strength is supported by considerable capital cushions,healthy asset quality indicators and adequate profitability.Additionally,the resilient economies of the region contribute to the banking sectors strength.Efforts toward economic diversif

5、ication and accommodative policies will support higher consumption and investment.These factors will further boost the performance of the banking sector.As we look ahead,we are excited about the opportunities that 2025 holds for the banking sector.We are committed to staying at the forefront of thes

6、e developments,providing value to our clients,stakeholders and communities.I look forward to working alongside each of you as we continue to elevate the GCC banking sector to new heights of excellence and innovation.Purpose and approachGCC banking sector outlook3The purpose of this study is to obtai