SFA&普华永道：金融科技发展态势2.0：2024年新加坡金融科技格局评估报告（英文版）（37页）.pdf

1、1PwC|FinTechs state of play 2.0FinTechsstate of play 2.0Taking stock of Singapores FinTech landscape,20242PwC|FinTechs state of play 2.0ContentsForeword3Act 2:Evolution of growth in FinTech 9Overview of survey26Contact us37Executive Summary4Act 3:Looking to the future13About us27Act 1:FinTech State

2、of Play7Innovation Trends:Artificial intelligence in FinTech and quantum computing in FinTech14Appendix Detailed survey findings283PwC|FinTechs state of play 2.0ForewordFinTechs have endured significant headwinds in the past two years,contributed by the tightening of global monetary policies and geo

3、political tensions.However,these challenges have not stopped their momentum.Back at home in Singapore,I am encouraged by the resiliency and agility of our FinTech sector.Through our survey,which received more than 160 responses from FinTechs with a presence in Singapore,78%of the respondents recalib

4、rated their business models in the past three years.This included pivoting into a more sustainable approach to the market and introducing new products or services through internal development or inorganic expansion.There was also a series of mergers and acquisitions.As a result,the industry is movin

5、g towards more sustainable growth.46%of those working towards profitability have projected breakeven in the next 12 months.We further noted a growing proportion of FinTechs generating over SGD100m annual revenue.I am confident that,with their tenacity and flexibility,FinTechs in Singapore will conti

6、nue to thrive and succeed.Singapores FinTech sector has once again demonstrated its ability to adapt and thrive in a period marked by rapid technological advancements and evolving market dynamics.The increasing adoption of AI,blockchain,and quantum computing signals not just a trend but a fundamenta