Peapack-Gladstone Financial Corporation (PGC) 2019年年度报告「NASDAQ」.pdf

1、 PEAPACK-GLADSTONE FINANCIAL CORPORATION 3PEAPACK-GLADSTONE FINANCIAL CORPORATION 2019 Annual ReportTHE CLIENT 2019 Annual ReportFOCUSED ON4 2019 ANNUAL REPORT SINCE 1921:A high-performing boutique bank,leaders in wealth,lending and deposit solutions,known nationally for unparalleled client service,

2、integrity and trust.PROFESSIONALISM CLIENTS FIRSTCOMPETE TO WININVESTED IN OUR COMMUNITYONE TEAMOUR CORE PRINCIPLESCONTENTS:2 A Message from The President and CEO8 Social and Governance Highlights9 Invested in Our Communities14 Client Testimonials36 Our Solutions38 Executive Leadership39 Senior Offi

3、cers43 Advisory Board44 Locations45 Board of Directors and Shareholder InformationPEAPACK-GLADSTONE FINANCIAL CORPORATION 1FINANCIAL HIGHLIGHTS(In thousands,except per share data)Selected Year-End Data:201920182017 Pre-Tax Income$66,122$57,720$54,307 Net Income47,43444,17036,497 Total Assets5,182,87

4、94,617,8584,260,547 Total Deposits4,243,5113,895,3403,698,354 Total Investment Securities390,755377,936327,633 Total Loans4,411,6853,933,0493,705,611 Total Shareholders Equity503,652469,013403,678 Assets under Management and/or Administration at Peapack-Gladstone Banks Private Wealth Management Divi

5、sion(Market Value)$7.5 billion$5.8 billion$5.5 billionPer Common Share:EarningsBasic$2.46$2.33$2.07 EarningsDiluted2.442.312.03 Book Value26.6124.2521.68Financial Ratios:Net Interest Margin2.63%2.75%2.80%Return on Average Assets0.991.020.89 Return on Average Common Equity9.7010.1310.12Regulatory Cap

6、ital Ratios:Total Capital to Risk-Weighted Assets14.20%15.03%14.84%Tier 1 Capital to Risk-Weighted Assets11.1411.7611.31 Common Equity Tier 1 Capital to Risk-Weighted Assets11.1411.7611.31 Tier 1 Capital to Average Assets9.339.829.04$47.4MNETINCOME$2.44EARNINGS PER SHARE$4.41BTOTAL LOANS2 2019 ANNUA