Peapack-Gladstone Financial Corporation (PGC) 2011年年度报告「NASDAQ」.pdf

1、PEAPACK-GLADSTONE FINANCIAL CORPORATION 2011 ANNUAL REPORT 1 t.C5.i-yiti PGB TRUST AND INVESTMENTS-yM mk:f.i y:|:.Vf-.,s-t.*?-1 I I U m?fv:i*t is 1*,*3-r-Ci?MJ*-i J j l 6y.J t 1,i f -.j-yfc TT .PEAPACK-GLADSTONE BANK iTi*;fSSSS:v i-m FINANCIAL HIGHLIGHTS(IN THOUSANDS,EXCEPT PER SHARE DATA)SELECTED Y

2、EAR-END DATA:NET INCOME NET INCOME AVAILABLE TO COMMON SHAREHOLDERS TOTAL ASSETS TOTAL DEPOSITS TOTAL INVESTMENT SECURITIES TOTAL LOANS TOTAL SHAREHOLDERS EQUITY TRUST DEPARTMENT ASSETS UNDER ADMINISTRATION(MARKET VALUE)2011$12,168 10,940 1,600,335 1,443,892 420,239 1,038,345 122,971 1,957,146 2010$

3、7,664 5,978 1,505,425 1,351,546 415,353 932,497 117,716 1,940,404 2009$7,126 5,633 1,512,353 1,349,669 361,943 983,537 119,509 1,856,229 PER COMMON SHARE:EARNINGS-BASIC EARNINGS-DILUTED BOOK VALUE$1.25 1.25 12.47$0,68 0,68 11.03$0.64 0.64 10.57 FINANCIAL RATIOS:NET INTEREST MARGIN RETURN ON AVERAGE

4、ASSETS RETURN ON AVERAGE COMMON EQUITY 3.47%0.79 10.74 3.64%0.52 6.26 3.58%0.49 6,26 REGULATORY CAPITAL RATIOS:TOTAL CAPITAL TO RISK-WEIGHTED ASSETS TIER 1 CAPITAL TO RISK-WEIGHTED ASSETS TIER 1 CAPITAL TO AVERAGE ASSETS 13.76%12.51 7.73 14.16%12.91 7.96 13,71%12,45 7,93 TOTAL ASSETS IN BILLIONS DEP

5、OSITS IN BILLIONS$1.60$1.51$1.51.35$1.39$1.44$1.35$1.35$1.1E$1.24 07 08 09 10 07 08 09 10 11 EQUITY CAPITAL IN MILLIONS$119.5 123.0$107.4$117.7 07 08 09 10 11 DEAR SHAREHOLDERS AND FRIENDS,Your Company made significant progress on several fronts during 2011.Earnings per share,excluding the one-time

6、State tax benefit recognized in 2011 and discussed in full later in this report,improved 34 percent for the fiill year and 44 percent in the last quarter of 2011 when compared to the same quarter in 2010.The total loan portfolio-was up$106 million,or over 11 percent to$1.04 billion.Contrary to repor