United Fire Group (UFCS) 2006年年度报告「NASDAQ」.pdf

1、united fire group2006 annua l report1Company Profile.1Financial Highlights.3The Chairmans Report.4“From Every Angle”.8John Rife Rings Opening Bell at NASDAQ .16Form 10-K.17The 2007 annual stockholders meeting will be held on May 16,2007,at 10 a.m.in the companys home office building in Cedar Rapids,

2、Iowa.Theusual notices and proxy material will be mailed to stockholders in advanceof the meeting.Our 2006 Form 10-K is included in this annual report.A copy is also filedwith the Securities and Exchange Commission and is available to stock-holders upon request to:Corporate SecretaryUnited Fire&Casua

3、lty Company118 Second Avenue SEP.O.Box 73909Cedar Rapids,Iowa 52407-3909Telephone:319-399-5700ORRegistrar and Transfer AgentComputershare Investor Services2 North LaSalle StreetChicago,Illinois 606021United Fire Group operates property and casualty and lifeinsurance businesses,marketing its products

4、 throughindependent agents.Although it maintains a broad geo-graphic presence that includes most of the United States,more than half of its property and casualty premiums andmore than three-fourths of its life insurance premiums arewritten in five states.Throughout its 60 years of existence,the comp

5、any hasemphasized writing good business at an adequate price,preferring quality to volume.Its goal of consistent prof-itability is served by these business strategies:Disciplined,experienced underwriting Long-term emphasis on core property and casualty commercial lines Understanding local markets Ma

6、rket focus on small to midsized companies Strong agency relationships Commitment to technology,including online services Talented,resourceful and well-trained employees Superior customer serviceThe company takes a conservative approach to the man-agement of investments and earns strong financialstre