United Fire Group (UFCS) 2008年年度报告「NASDAQ」.pdf

1、u n i t e d f i r e g rou p an n u al report 2008R ECOVERYour path to2United Fire&Casualty Companys annual stockholders meeting will be held on Wednesday,May 20,2009,at 10 a.m.in our home office building in Cedar Rapids,Iowa.The usual notices and proxy materials will be mailed to stockholders in adv

2、ance of the meeting.Our 2008 Form 10-K is included in this Annual Report.A copy is filed with the Securities and Exchange Commission and is available to stock holders upon request to:Corporate Secretary United Fire&Casualty Company 118 Second Avenue SE P.O.Box 73909 Cedar Rapids,Iowa 52407-3909 Tele

3、phone:319-399-5700ORRegistrar and Transfer Agent Computershare Investor Services,LLC 2 North LaSalle Street Chicago,Illinois 60602ANNUAL MEETING3 Company Profile.1 Financial Highlights.3 The Chairmans Report.4“Our Path to Recovery”.7 The Form 10-K followsTABLE OF CONTENTSFounded by Scott McIntyre Sr

4、.in 1946,United Fire Group is a group of regional insurance companies that provides protection to individuals,businesses and organizations.We are represented by professional independent insurance agents throughout the country,predominantly in the Midwest,West and South.We offer a complete line of pr

5、oducts,including commercial insurance,personal insurance,life insurance and surety bonds.Since our inception over 60 years ago,United Fire has grown into a publicly traded multibillion-dollar company that has the added distinction of being the largest locally headquartered financial institution in C

6、edar Rapids.We maintain a conservative approach to the management of our business operations,focusing on writing good business at an adequate price and preferring quality to volume.Our goal is to achieve consistent profitability through:Disciplined,experiencedunderwriting Strongagencyrelationships E