1、T h e Way F o rWa r d annual report 2009RRD to adjust width of spine 40 page editorial(70lb)+212 page financial section(27lb)Adjust score to 3/8”from spine to align with artworkAdjust width score to 3/8”from spineJPMorgan Chase&Co.2009 Annual RAs of or for the year ended December 31,(in millions,exc
2、ept per share,ratio and headcount data)2009 2008 Reported basis(a)Net revenue$100,434$67,252Noninterest expense 52,352 43,500Pre-provision profit 48,082 23,752 Provision for credit losses 32,015 20,979Income before extraordinary gain 11,652 3,699Extraordinary gain 76 1,906Net income$11,728$5,605 Per
3、 common share:Basic earnings per share Income before extraordinary gain$2.25$0.81 Net income 2.27 1.35Diluted earnings per share Income before extraordinary gain$2.24$0.81 Net income 2.26 1.35Cash dividends declared per share 0.20 1.52Book value per share 39.88 36.15Return on common equity Income be
4、fore extraordinary gain 6%2%Net income 6 4Return on tangible common equity(b)Income before extraordinary gain 10%4%Net income 10 6Tier 1 capital ratio 11.1 10.9Total capital ratio 14.8 14.8Tier 1 common capital ratio(b)8.8 7.0 Total assets$2,031,989$2,175,052Loans 633,458 744,898Deposits 938,367 1,0
5、09,277 Total stockholders equity 165,365 166,884Headcount 222,316 224,961(a)Results are presented in accordance with accounting principles generally accepted in the United States of America,except where otherwise noted.(b)Non-GAAP financial measure.For further discussion see“Explanation and reconcil
6、iation of the firms use of non-GAAP financial measures”and“Regulatory capital”in this Annual Report.Financial HighlightsJPMorgan Chase&Co.(NYSE:JPM)is a leading global financial services firm with assets of$2.0 trillion and operations in more than 60 countries.The firm is a leader in investment bank