Equitable Group Inc. (ETC) 2015年年度报告「TSX」.pdf

1、12015 in Review Creating ValueEQUITABLEANNUAL REPORT 2015Another Year of Growth and PerformanceThe Equitable WayTSX EQB/EQB.PR.C14equitablebank.caEQUITABLE ANNUAL REPORT 20152Table of Contents234Chairs Letter Board of Directors CEOs Message:Creating Value the Equitable Way8911Management Team EQ Bank

2、 Corporate Sustainability Report136667MD&AAuditors Report Financial Statements72110110Notes Officers Shareholder Information13An Equitable Approach to Value Creation.As a branchless bank,broadly owned by and for Canadians,we take a uniquely Equitable approach to serving our customers and shareholder

3、s.Rather than investing in branch infrastructure,we deploy our resources in highly responsive service,innovative mobile and digital banking capabilities and in savings and lending solutions that customers nationwide rely on to achieve their financial and lifestyle goals.In doing so,we deliver consis

4、tently great results for shareholders who have come to recognize Equitable(TSX:EQB and EQB.PR.C)as the Bank to bank on for dividend and earnings growth,risk-managed asset accumulation and an always attractive Return on Equity.We believe the future is Equitable and we invite you to be part of it toda

5、y.To learn more,visit equitablebank.caSingle Family Lending Services|Business Enterprise Solutions Commercial Finance Group|Securitization Financing Deposit Services|EQ Bank1Corporate ProfileEquitable Group Inc.serves consumers and their advisors through Equitable Bank,a diversified financial instit

6、ution that operates coast to coast across Canada.Equitable Bank provides residential(prime and alternative)single family lending services,commercial lending services and a variety of savings solutions including high-interest savings products and GICs for individual Canadians.EQ Bank leverages our br