1、REGISTRATION DOCUMENTANNUAL FINANCIAL REPORTSUMMARY12345ACERTAIN PRELIMINARY INFORMATION ABOUT THIS ANNUAL REPORT 1THE AXA GROUP 31.1 Selected consolidated fi nancial data 41.2 Information on the Company 61.3 Activity Report 20 1.4 Liquidity and capital resources 87CORPORATE GOVERNANCE 932.1 Corpora
2、te offi cers,executives andemployees 942.2 Full disclosure on executive compensation and share ownership 1132.3 Major shareholders and related party transactions 1412.4 The offer and listing markets 149REGULATION,RISK FACTORS 151Certain disclosures about market risks and related matters3.1 Regulatio
3、n 1523.2 Risk factors 1553.3 Quantitative and qualitative disclosures about risk factors 1683.4 Investment Community andorganization 185CONSOLIDATED FINANCIAL STATEMENTS 1874.1 Consolidated statement of fi nancial position 1884.2 Consolidated statement of income 1904.3 Consolidated statement ofcompr
4、ehensive income 1914.4 Consolidated statement of changes in equity 1924.5 Consolidated statement ofcashfl ows 1964.6 Notes to the Consolidated Financial Statements 198 4.7 Report of the Statutory Auditors on the consolidated fi nancial statements 330CERTAIN ADDITIONAL INFORMATION 3335.1 Charter 3345
5、.2 Description of AXA s share capital 338APPENDICES 339AppendixI Chairman of the Board ofDirectors Report 340Appendix II Management s annual evaluation of internal control over fi nancial reporting 349Appendix III Statement of the person responsible forthe AnnualReport 352AppendixIV Financial author
6、izations 353Appendix V AXA parent company fi nancial statements 355Appendix VI Group Embedded Value 380Appendix VII Social and environmental information 381Appendix VIII Board of Directors Report Correspondence table 399Appendix IX Commission regulation of April29,2004 Correspondencetable 400Appendi