安盛AXA（CS.PA）2002年年度报告「巴黎泛欧交易所」.pdf

1、Annual Report 2002This annual report is printedon recycled Mega Mattpaper(manufactured byZanders),a double-coated,wood-free paper made of50%recycled and de-inkedfibers and 50%chlorine-freebleached pulp.ContentsA Word from the ChairmenThe AXA VisionIntroductionThe AXA GroupCorporate GovernanceAXA Sto

2、ck and Employee Stock ProgramAXA Stock Price TrendsAXA ShareholdersSimplified Organization ChartFinancial highlights7101214153136404244The following document is a free translation of AXAs French Document de Rfrencewhich was filed with the Commission des Oprations de Bourse(“COB”)on April 9,2003.This

3、 translation is furnished for informational purposes only.Contents(continued)4Description of BusinessIntroductionLife&Savings Property&CasualtyInternational InsuranceAsset ManagementOther Financial ServicesInsurance-related Invested AssetsProperty&Casualty Claims ReservesInvestment Strategy and Capi

4、tal RessourcesInvestment StrategyLiquidity and Capital ResourcesRisk ManagementMarket RiskOther RisksLegal RisksSocial and Environmental RisksInsurance Risk PolicyManagement Report Market conditions in Year 2002December 31,2002 Operating HighlightsEvents Subsequent to December 31,2002Consolidated Op

5、erating ResultsLife&Savings Property&CasualtyInternational InsuranceAsset ManagementOther Financial ServicesHolding Company ActivitiesPerspectivesGlossary54565864677072737984868894961021041061071081101151161171221441591641671691701715Financial StatementsConsolidated balance sheets Consolidated state

6、ments of income Consolidated financial statements Auditors Report on consolidated financial statementsOther Supplementary Financial InformationU.S.GAAP Financial InformationParent CompanyCommentaries Balance SheetStatements of IncomeStatements of cash-flowsSubsidiaries and Participating Interests Fi