摩根大通 JPMorgan Chase ＆ Co（JPM）2024年第二季度业绩报告「NYSE」（英文版）（13页）.pdf

1、2Q24 Financial ResultsJuly 12,20242Q24 Financial highlights1See note 3 on slide 92See note 4 on slide 93Represents the estimated Basel III common equity Tier 1(“CET1”)capital and ratio and Total Loss-Absorbing Capacity for the current period.See note 1 on slide 104Standardized risk-weighted assets(“

2、RWA”).Estimated for the current period.See note 1 on slide 105Cash and marketable securities represents HQLA and unencumbered marketable securities.Estimated for the current period.See note 2 on slide 106See note 1 on slide 97Includes the net impact of employee issuances.Excludes excise tax and comm

3、issions8 Last twelve months(“LTM”)9 See note 4 on slide 101ROTCE128%ROTCE ex.significant items220%CET1 capital ratios3Std.15.3%|Adv.15.5%Total Loss-Absorbing Capacity3$534BStd.RWA4$1.7TCash and marketable securities5$1.5TAverage loans$1.3T Pretax Net incomeEPSNet gain related to Visa shares9$7,857$5

4、,959$2.04Donation of Visa shares to pre-fund contributions to the Firms Foundation($1,000)($524)($0.18)Net investment securities losses($546)($414)($0.14)SIGNIFICANT ITEMS IN CORPORATE($MM,EXCLUDING EPS)Balance sheetLoans:average loans of$1.3T up 6%YoY including First Republic and flat QoQDeposits:a

5、verage deposits of$2.4T down 1%YoY and flat QoQCET1 capital of$267B3 Standardized CET1 capital ratio of 15.3%3;Advanced CET1 capital ratio of 15.5%3Capital distributedCommon dividend of$3.3B or$1.15 per share$4.9B of common stock net repurchases7Net payout LTM of 45%7,8Income statement2Q24 net incom

6、e of$18.1B and EPS of$6.12 Excluding significant items2,2Q24 net income of$13.1B,EPS of$4.40 and ROTCE of 20%Managed revenue of$51.0B6Expense of$23.7B and managed overhead ratio of 47%62Q24 Financial results11See note 1 on slide 92 Actual numbers for all periods,not over/(under)3See note 3 on slide