1、Unlocking the FinTech Potential in AfricaKIGALI,RWANDAStrategic collaboration between Elevandi and Kigali International Financial CentreBoston Consulting Group partners with leaders in business and society to tackle their most important challenges and capture their greatest opportunities.BCG was the

2、 pioneer in business strategy when it was founded in 1963.Today,we work closely with clients to embrace a transformational approach aimed at benefiting all stakeholdersempowering organizations to grow,build sustainable competitive advantage,and drive positive societal impact.Our diverse,global teams

3、 bring deep industry and functional expertise and a range of perspectives that question the status quo and spark change.BCG delivers solutions through leading-edge management consulting,technology and design,and corporate and digital ventures.We work in a uniquely collaborative model across the firm

4、 and throughout all levels of the client organization,fueled by the goal of helping our clients thrive and enabling them to make the world a better place.Contents01 Foreword 02 FinTech In Africa Has Clear Growth Potential03 Investors Need to Find the Path to Scale Viable Business Models in Africa 04

5、 Infrastructure and Policy Are Key Unlocks for Funding05 About the Authors1 UNLOCKING THE FINTECH POTENTIAL IN AFRICAThe African FinTech ecosystem is blossoming.The high unbanked and underbanked population,accelerating mobile/internet penetration,and an increasing need for financial inclusion across

6、 the region present a great opportunity for Financial Technology(FinTech)companies.However,investing in Africa has not been as straightforward as in other parts of the world.Furthermore,there is only a limited number of“unicorns,”and funding is still more centered around earlier rounds than it is in