中国银行股份有限公司（BANK OF CHINA）2023年半年度报告（英文版）（286页）.pdf

1、Bank of China LimitedThe print version of the Banks 2023 Interim Report,to be published in September 2023,will supersede this version.Stock Code:3988(Ordinary H-Share)4619(Offshore Preference Share)2023 Interim Report1Definitions2Important Notice5Corporate Information6Financial Highlights8Business O

2、verview10Management Discussion and Analysis13Financial Review13Business Review26Risk Management58Capital Management69Outlook71Environmental and Social Responsibilities73Changes in Shares and Shareholdings of Shareholders82Directors,Supervisors,Senior Management Members and Staff87Corporate Governanc

3、e91Significant Events97Report on Review of Interim Financial Information103Interim Financial Information104Contents2In this report,unless the context otherwise requires,the following terms shall have the meanings set out below:The Bank/the GroupBank of China Limited or its predecessors and,except wh

4、ere the context otherwise requires,all of the subsidiaries of Bank of China LimitedArticles of AssociationThe performing Articles of Association of the BankA ShareDomestic investment share(s)in the ordinary share capital of the Bank,with a nominal value of RMB1.00 each,which are listed on the SSE(St

5、ock Code:601988)Basis Point(Bp,Bps)Measurement unit of changes in interest rate or exchange rate.1 basis point is equivalent to 0.01 percentage pointsBOC Asset InvestmentBOC Financial Asset Investment Co.,Ltd.BOC AviationBOC Aviation Limited,a public company limited by shares incorporated in Singapo

6、re under the Singapore Companies Act,the shares of which are listed on the Hong Kong Stock ExchangeBOC Consumer FinanceBOC Consumer Finance Co.,Ltd.BOC Financial TechnologyBOC Financial Technology Co.,Ltd.BOC Fullerton Community BankBOC Fullerton Community Bank Co.,Ltd.BOC InsuranceBank of China Ins