凯捷：2023年世界支付报告（英文版）（44页）.pdf

1、World Report Series 2023PaymentsWHERE IS THE CASH?ACCELERATE CORPORATE CASH MANAGEMENT TRANSFORMATION TO BUILD VALUE CONTENTSForeword 3Executive Roundtable participants 4Executive summary 5Innovation,regulation,and profit dynamics shake payments status quo 6Enterprise cash management is a challenge

2、to be met 18Forge strategic corporate relationships underpinned by efficient cash management 25In conclusion 35Methodology 36Partner with capgemini 37World Payments Report 20232FOREWORDIn the recent past,the World Payments Report focused primarily on retail payments.After rebounding from the pandemi

3、c,business-to-consumer payments was the fast-moving sector;however,in addition to retail payments,we now see a significant opportunity for banks and payment service providers(PSPs)to support corporate treasuries and commercial enterprises.Capgeminis World Payments Report 2023 found that non-cash tra

4、nsactions remained resilient as consumers and small and large businesses adopted digital payment schemes.Our data suggests that non-cash transaction volume growth will continue accelerating at a 15%CAGR from 2022 to 2027 due to improving macroeconomics,expanding digital payment infrastructure,and a

5、proliferation of new payment instruments.As global regulations,initiatives,and innovations surge,new payment instruments and use cases abound:banks and PSPs are finding it costly to juggle these simultaneous changes.Banks and payment firms will have to re-balance their focus on retail and commercial

6、 payments to unlock new value.We talked with corporate treasurers across multiple industries,and more than half told us they urgently need effective and efficient cash management services(CMS)because of ongoing trade globalization and supply chain disruptions.Another third said evolving risks(geopol