Chainalysis ：2023年加密货币成熟度模型报告（英文版）（17页）.pdf

1、The Crypto Maturity ModelHow Traditional Finance Can Adopt Cryptocurrency in StagesVERSION 2.0 NOVEMBER 2022 1IntroductionThe Crypto Maturity Model:How Traditional Finance Can Adopt Cryptocurrency in Stages Over the last few years,cryptocurrency has become a mainstream asset class,with an inflow of

2、institutional dollars driving Bitcoin and other cryptocurrencies to record transaction volumes.With that,plus the OCCs announcement in 2020 that banks can provide cryptocurrency custodial services,we expect to see more mainstream financial institutions incorporate cryptocurrency into their service o

3、fferings for both retail and institutional clients.Some banks have already begun this process,and have either launched cryptocurrency programs or announced their intent to do so.But many more are evaluating the market and considering how to productize offerings around digital assets.Thats why weve c

4、reated the Crypto Maturity Model:a roadmap for financial institutions to offer cryptocurrency products.The Maturity Model defines an iterative path for cryptocurrency product rollout,enabling financial institutions to evaluate market opportunities while in parallel addressing regulatory and complian

5、ce requirements.2IntroductionThe Crypto Maturity Model The model defines four levels of cryptocurrency adoption for financial institutions:Level 0:Education,strategy,and planning Level 1:Open for business Level 2:Synthetic cryptocurrency products Level 3:Enable crypto deposits Level 4:Beyond deposit

6、sLets dive more into each level.Education,strategy,and planningLEVEL 04Level 0:Education,strategy,and planningLevel 0:Education,strategy,and planningFinancial institutions contemplating a move into crypto should start by designating the key stake-holders for such an initiative across multiple functi