毕马威：2025年下半年金融科技动向报告：全球金融科技融资分析（英文版）（68页）.pdf

1、February 2026KPMG.Make the Difference.Pulse of Fintech H2 2025Global analysis of fintech funding 2 2026 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All rights reserved.#fintechpulseAnton RuddenklauGlobal Lead of Innovat

2、ion and Fintech for Financial ServicesKPMG InternationalWelcome messageAfter three years of declining investment,the fintech market globally turned a corner in 2025,with growing deal sizes and growing excitement,particularly in the digital assets space.Announced deals for FY26 in the digital assets

3、domain look strong too.Total global fintech-focused investment rose from$95.5 billion to$116 billion between 2024 and 2025.Fintech investment was relatively consistent between H125 and H225,with$56.3 billion invested in the latter half of the year.While deal volume remained a challenge it fell to an

4、 eight-year low of 4,719 in 2025 its hoped that the improving exit environment will help reinvigorate the fintech space and drive an uptick in deals activity over the next year.The Americas attracted over half of the fintech funding seen globally in 2025($66.5 billion),including$27.4 billion in H225

5、.In comparison,the EMEA region saw$29.2 billion in fintech investment,including$13.8 billion in H225,while the ASPAC region saw$9.3 billion,including$4.6 billion in H225.The digital assets space dominated conversations among fintech investors in 2025,driven in part by the signing of the GENIUS Act i

6、n the US in H225.Investment in the space nearly doubled year-over-year,hitting$19.1 billion in 2025.The sector saw a diverse range of activity,from large VC raises and M&A activity to a robust number of IPOs,including Figure and Gemini in H225.AI was also very high on the agenda of fintech investors