Finch Capital：2022年欧洲金融科技状况报告（英文版）（30页）.pdf

1、State of European FinTech 2022 A New Normal:Managing a period of cooling and consolidationWelcome to Finch Capitals 7th edition of the“State of European FinTech”report in which we take a closer look at Europes FinTech sector.Focusing in particular on 4 core metrics that provide an analysis of the se

2、ctor and a forecast for trends that will likely emerge including:(1)State of Founders(2)State of Funding(3)State of Talent,and(4)State of Exits.These topics are good proxies for the overall health of European FinTech which,after a long-period of stratospheric growth,is now entering a period of cooli

3、ng and consolidation in the face of macroeconomic headwinds.Finch Capital is a European Thematic Growth Investor.We currently focus on 3 themes:Financial,Real Estate and Health technology.We back companies generating 2m+in ARR by investing 5 to 10m initially and help them scale to 30m-50m revenues b

4、y building sustainable and capital efficient business models.Weve invested in 45 companies including Fourthline,Goodlord,Grab,Hiber,Twisto,AccountsIQ,ZOPA and Symmetrical.Finch Capital consists of a team of 12 investment professionals with wide entrepreneurial experience(e.g.Funding Circle,Adyen),pr

5、ior investment experience(e.g.Accel,Egeria)and industry backgrounds(e.g.,Facebook,McKinsey),located across offices in Amsterdam and London.For more information see and subscribe to our newsletter.Introduction Aman GheiPartnerARadboud VlaarManaging PartnerRLourens RuigrokPrincipalLEugnie Colonna dlst

6、riaAnalystEExecutive summaryAfter 10 years of entrepreneurial growth,the European FinTech ecosystem is transitioning to a new normal in terms of funding,valuation and ecosystem players driven by the following factors:New FinTechs founded has plateaued since 2018 and dropped 80%since 2021;European Fi