1、2023 Global Medical Trends Survey Report Rampant inflation and increased healthcare utilization coming out of the pandemic are contributing to the highest projected increase in global medical costs in nearly 15 years.The 2023 Global Medical Trends Survey reveals that after rising from 8.2%in 2021 to

2、 a higher-than-anticipated 8.8%in 2022,the healthcare benefit cost trend for 2023 is projected to remain at a stubbornly high global average of 10%.TABLE OF CONTENTSExecutive summary and key findings 3Global average medical trends by country 5Europe 7Asia Pacific 9Latin America 11Middle East and Afr

3、ica 12North America 13Spotlight on DEI 14 Whats driving global medical trend 16Top conditions globally 17By cost 17By incidence 17Regional perspectives 17Managing medical trend 19Cost sharing 19Cost management methods 19Availability of claims data 21Medical insurance exclusions 21Telehealth continue

4、s to expand 23Services covered 23Ancillary wellbeing and medical services 253/2023 Global Medical Trends Survey ReportMedical costs are expected to continue to accelerate Medical costs are expected to continue to accelerate beyond 2023.Over three-quarters of health insurers(78%)anticipate higher or

5、significantly higher medical trend over the next three years.Eighty-four percent of insurers in Europe expect higher or significantly higher medical trend during this time period,as do 73%of insurers in Asia Pacific,69%of insurers in Latin America,and 60%of insurers in the Middle East and Africa.The

6、 pandemic highlighted the health disparities among different employee groups,prompting employers to place a greater emphasis on diversity,equity and inclusion(DEI)in their healthcare benefit strategy.To raise insurers awareness of this issue,our report includes a special section on DEI and healthcar