1、MMB Health Trends 2023Global insurer survey reportNavigating cost trends and using innovation in employer-provided healthcareMercer Marsh Benefits(MMB)surveyed 226 insurers across 56 countries1 to explore the key trends shaping employer-provided health benefits to produce our Health Trends 2023 repo

2、rt.These trends will be invaluable for employers designing healthcare plans to meet the needs of their businesses and employees.Insurers practices,policy language,flexibility,willingness to innovate and access to large pools of claims data give them a key role in shaping the future of employee benef

3、its.Although COVID-19 continues to influence employer-provided health plans,both directly and indirectly,medical trend across the globe has largely stabilized to approximate pre-pandemic rates.Meanwhile,market innovation continues to offer new opportunities for employers to consider as benefits plan

4、s are modernized.Top trends driving employer-provided health benefits1Per-person medical cost increases are back to pre-pandemic levels.2COVID-19 continues to impact claims experience.3Plan modernization has begun.4Mental health gaps persist.5Plan management requires greater rigor.1 Fielded in Augus

5、t 2022.Global insurer survey report.MMB health trends 2023:Navigating cost trends and using innovation in employer-provided healthcare2Global insurer survey report.MMB health trends 2023:Navigating cost trends and using innovation in employer-provided healthcare 3Five key trends driving the future o

6、f employer-provided healthcare The findings of MMBs Health Trends 2023 survey show five key trends influencing employer-provided healthcare for the future.Per-person medical cost increases are back to pre-pandemic levels.68%COVID-19 continues to impact claims experience.55%Plan modernization has beg