怡安（AON）：2026年全球医疗趋势费率报告：全球概览与数据表（英文版）（15页）.pdf

1、2026 Global Medical Trend Rates ReportGlobal Overview and Data Tables2026 Global Medical Trend Rates Report 2The Aon 2026 Global Medical Trend Rates survey was conducted across 100+Aon locations that broker,administer or otherwise advise on employer-sponsored medical plans.The survey responses refle

2、ct the medical trend expectations of Aon professionals based on their interactions with clients and carriers represented in the portfolio of the firms medical plan business in each location.Medical trend refers to the predicted annual percentage increase in the cost of treating patients and providin

3、g healthcare services,serving as a tool to forecast rising healthcare expenses by considering factors like inflation,service utilization,prescription drug costs,and advancements in medical technology.It differs from medical cost,which is the current baseline amount,while medical 2trend represents th

4、e rate at which these costs are expected to grow.Typically,medical costs are assumed to increase every year;a declining trend means costs are rising more slowly than before,not that they are decreasing.Costs only decrease compared to the prior year if the medical trend is negative.The trend rate fig

5、ures shown in this report represent the percentage increases in medical plan unit costs,both insured and self-insured,that are anticipated for the coming year.The medical trend rates provided are not meant to represent an overview of each locations healthcare costs as a whole,meaning care should be

6、taken in interpreting the information presented here.About the Report2026 Global Medical Trend Rates Report 3The 2026 Global Medical Trend Rates Report is being released amid economic and geopolitical uncertainty including recently announced global tariffs.While global inflation continues to show si