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国际保险监督官协会(IAIS):2025年全球保险市场报告 (GIMAR)(中译版)(77页).pdf

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1、Global Insurance Market Report(GIMAR)December 20252025 GLOBAL INSURANCE MARKET REPORTThe International Association of Insurance Supervisors(IAIS)is a voluntary membership organisation of insurance supervisors and regulators from more than 200 jurisdictions.The mission of the IAIS is to promote effec

2、tive and globally consistent supervision of the insurance industry in order to develop and maintain fair,safe and stable insurance markets for the benefit and protection of policyholders and to contribute to global financial stability.Established in 1994,the IAIS is the international standard-settin

3、g body responsible for developing principles,standards and other supporting material for the supervision of the insurance sector and assisting in their implementation.The IAIS also provides a forum for members to share their experiences and understanding of insurance supervision and insurance market

4、s.The IAIS coordinates its work with other international financial policymakers and associations of supervisors or regulators,and assists in shaping financial systems globally.In particular,the IAIS is a member of the Financial Stability Board(FSB),member of the Standards Advisory Council of the Int

5、ernational Accounting Standards Board(IASB)and partner in the Access to Insurance Initiative(A2ii).In recognition of its collective expertise,the IAIS also is routinely called upon by the G20 leaders and other international standard-setting bodies for input on insurance issues as well as on issues r

6、elated to the regulation and supervision of the global financial sector.For more information,please visit www.iais.org and follow us on LinkedIn:IAIS International Association of Insurance Supervisors.IThis document is available on the IAIS website(www.iais.org).International Association of Insuranc

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根据《全球保险市场报告(GIMAR)》2025年12月版,以下是全文关键点: 1. 全球保险市场总资产达42万亿美元,总负债达37万亿美元,资产增长主要受金融市场表现良好驱动。 2. 保险业维持稳定的偿付能力和盈利能力,得益于强劲的承保表现和稳健的投资收益。 3. 全球保险市场系统性风险评分较上年下降1.2%,低于银行业。 4. 地缘经济碎片化对保险业资产和负债管理造成挑战,如金融市场波动、通货膨胀压力和供应链中断。 5. 私募信贷成为保险业投资增长的新领域,但需谨慎管理其风险。 6. 人工智能在保险业的应用仍处于早期阶段,监管机构正关注其潜在风险。 7. 气候相关风险对保险业投资的影响相对稳定,约22%-46%的保险业一般账户资产面临此类风险。 8. 全球再保险市场报告显示,2024年总再保险保费达1.75万亿美元。
2025年趋势揭秘" 机遇与挑战并存" 保险业如何应对?"
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