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1、Aon Schweiz AG/Commercial Risk Solutions&Reinsurance SolutionsTrend Barometer 2025Swiss Insurance andReinsurance Market Market Update 09/2025Aon Trend Barometer 2025IntroductionTo our readers,With this years Trend Barometer,we present you with a current overview of the most significant developments

2、and challenges in the Swiss primary and reinsurance market.This report outlines the underlying factors driving todays market dynamics and offers an outlook on the trends expected to shape the remainder of 2025 and the beginning of 2026.Our analysis is based on a broad range of information from both

3、internal and external sources,including the latest insights from the Aon Global Market Insights Report.The Swiss insurance market remains generally stable,although conditions continue to vary depending on risk profile and industry sector.Competition is intense,with new market entrants and innovative

4、 solutions continuing to drive momentum.In property insurance,many clients continue to benefit from favorable terms,especially those with strong risk profiles.At the same time,evolving loss patterns,geopolitical uncertainties,climate change,and the increasing frequency of natural catastrophes are le

5、ading to more selective risk assessmentsparticularly in exposed industries and regions.Reinsurers are responding with more differentiated underwriting policies and targeted allocation of capacity.Within liability insurance,US exposures,major losses,and PFAS-related issues remain central to risk eval

6、uation.The D&O and cyber insurance markets continue to be characterized by strong competition and ample capacity with growing requirements for prevention and transparency.In the coming months and throughout 2026,we anticipate that topics such as sustainability,digitalization,and alternative insuranc