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Natixis:2024年全球退休指数报告:孤立无援:退休保障中个体 “独自应对” 感日增(英文版)(74页).pdf

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1、 Only the lonely Individuals increasingly feel theyre on their own for retirement security.2024 NATIXIS GLOBAL RETIREMENT INDEX2Global Retirement Index 2024Contents Only the Lonely The Global Retirement Index 2024 Framework The Best Performers Performance by Sub-Index Health Index Spotlight:Immigrat

2、ion Can Be a Lifeline for Aging Societies Finances in Retirement Index Spotlight:Bridging the Global Retirement Savings Gap Material Wellbeing Index Spotlight:Australian Retirement and the Longevity Balancing Act Quality of Life Index The Top 25:Year-on-Year Trends Country Reports References Framewo

3、rk Appendix A Methodology Constructing the Indicators Constructing the Global Retirement Index Appendix B:Full Rankings Disclosures31617182021232628313336384066676868687273743Global Retirement Index 2024Retirement security is on shaky ground in 2024 as more and more individuals across the globe come

4、 to the realization theyre on their own when it comes to funding after-work income.Results from the long-running Natixis Global Survey of Individual Investors show that the number of individuals who believe it is increasingly their responsibility to fund retirement on their own,rather than to rely o

5、n public and private pensions,has grown from 67%1 to 81%2 between 2015 and 2023.During that time,investors have felt the anxiety increase,as long-term trends such as the shift from defined benefit pensions to-defined contribution plans and a rapidly increasingly bill for public debt met short-term s

6、hocks such as Covid,inflation,and market volatility.In the end,their isolation is leading many to despair about their chances of achieving retirement security.In just two short years,the number of individuals who thought it would take a miracle to achieve retirement security increased from 40%in 202

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本文主要讨论了2024年全球退休指数,指出个人对退休保障的担忧日益增加。文章指出,81%的个人投资者认为退休保障的责任主要在于自己,而不是公共和私人养老金。文章还指出,尽管投资者对退休保障的焦虑增加,但他们并不一定能够实现退休保障。文章还讨论了影响退休保障的四个关键风险:利率、通货膨胀、公共债务和个人的风险。最后,文章指出,为了实现退休保障,个人需要仔细管理这些风险,并可能需要专业人士的帮助。
哪些国家在2024年全球退休指数中表现最佳? 移民如何成为应对人口老龄化的有效手段? 哪些因素影响了退休财务安全?
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