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1、2025State of FloodReport2025 State of Flood Report2 2Contents0405071213141620Avenues of attractionExecutive overview2024 year in review and 2025 year aheadIn-Focus:Floridas building code strategy for resiliencePrime time for privateAttract more new stakeholdersFrom flames to floodTaking action2025 S

2、tate of Flood Report3The law of attraction states that whatever you focus on,think about,read about,and talk about intensely,youre going to attract more of into your life.”JACK CANFIELDAuthor“2025 State of Flood Report4Avenues of attractionWith innovation and collaboration,we will attract more stake

3、holders to close the flood insurance gap.Flood remains one of the most frequent and severe perils worldwide,claiming lives and inflicting lasting damage from which communities often take years to recover.Flood presents a dual challenge:first,nearly every community is susceptible to flooding,meaning

4、that,eventually,this disaster will affect us all.Second,there exists a persistent and growing gap in funding flood losses through insurance.Closing this gap is essential for accelerating recovery,alleviating suffering,and enhancing flood resilience.It is imperative that we unite in our efforts to at

5、tract new stakeholders to close the flood insurance gap.If ever there was a widespread problem that society could solve through unified effort,it would be flood.Financial protection for flood has been available in the United States for almost 60 years through the National Flood Insurance Program(NFI

6、P).Businesses have been able to access greater amounts of flood coverage through private insurance.In other developed nations,a patchwork of government-and private sector-funded flood programs provides limited protection.Underutilization of flood insurance from any funding source is the main reason