当前位置:首页 >英文主页 >中英对照 > 中译版报告详情

Finch Capital:2024年度欧洲金融科技状况报告(中译版)(37页).pdf

上传人: Y**** 编号:613982 2024-12-29 37页 4.52MB

下载:

1、State of EuropeanFinTech 2024UK Dominates,Midsized M&A Thrives,and Funding Crisis Spurs SustainabilityIntroductionWelcome to Finch Capitals 9th edition of the State of European FinTech report in which we further examine the growing influence of FinTech in Europe.As previously,we continue to focus on

2、 macro levers in FinTech in Europe including exit dynamics,valuation,funding growth as well what we believe our key trends for the next year.Our report is structured as follows:1.State of European FinTech,2.State of FinTech in Key European Countries and 3.8 Trends Shaping FinTechIt continues to be a

3、 challenging operating environment for all players in the ecosystem,although we are starting to see some green shoots.This was another year of contraction,but there is light at the end of the tunnel particularly in the exit market.It is crucial to be aligned with the potential buyer universe(strateg

4、ic or private equity)particularly in terms of valuation and structure as we come out of this reset.More emphasis is now placed on profitability than revenue growth with the European low to mid-market M&A ecosystem starting to thrive.While funding might seem to be dropping,it is a function of the har

5、d work companies went through last year in getting close to breakeven.Finch Capital partners with ambitious founders in financial and business technology verticals by backing teams to build and grow capital efficiently.We invest 5-15m in companies generating 2-15m in ARR.We help accelerate the path

6、to profitable scale by allowing founders and team to maintain control and provide liquidity for certain stakeholders as well.Weve invested in 50 companies including Fourthline,Goodlord,eFlow,ZOPA,AccountsIQ,NomuPay and Lavanda.Finch Capital consists of a team of 12 investment professionals with wide

word格式文档无特别注明外均可编辑修改,预览文件经过压缩,下载原文更清晰!
三个皮匠报告文库所有资源均是客户上传分享,仅供网友学习交流,未经上传用户书面授权,请勿作商用。
根据报告的内容,本文主要概括了2024年欧洲金融科技行业的发展现状和趋势。文章指出,尽管欧洲金融科技行业面临诸多挑战,但行业整体展现出一定的韧性。主要观点包括: 1. 英国金融科技行业占据主导地位,其市场份额从2023年上半年的58%上升至2024年上半年的65%。 2. 欧洲金融科技行业的融资额在2024年上半年下降了25%,至29亿欧元,主要原因是大型融资轮减少和公司更加注重盈利。 3. 尽管支付和挑战者银行等传统强势领域融资额下降,但加密货币和贷款领域因2022年估值达到基准而获得更多关注。 4. 欧洲本地生态系统受到的影响各不相同,英国、德国和法国的融资额下降了70%,但退出交易持续进行。 5. 预计未来6至12个月内,支付投资领域将出现加速整合,以提高盈利能力和增长;监管科技在KYC和反洗钱方面显示出强劲增长;开放银行和银行即服务领域的整合将继续;保险和银行领域的生成式人工智能将实现规模化;首席财务官和人力资源功能的自动化和数字化将继续增加控制力和效率。
欧洲金融科技投资下降的原因是什么? 英国金融科技行业为何持续领先? 稳定币对传统银行构成哪些威胁?
客服
商务合作
小程序
服务号
折叠