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律商风险:2024安全赢在当下 科技创新未来:负责任的AI在欺诈与身份识别领域的应用与展望报告(英文版)(13页).pdf

上传人: Kell****reet 编号:402948 2024-12-30 13页 1.69MB

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1、Driving Better Outcomes in the Fraud and Identity LandscapeSecuring Today,Innovating for Tomorrow With Responsible AISecuring Today,Innovating for Tomorrow2Page 3Page 4Page 6Page 12ContentsIntroduction Securing Today,Innovating for Tomorrow Our Approach Choosing AI for the Right Reasons AI to Amplif

2、y the Value of Vast Data and Improve Fraud DetectionSecuring Today The Quest to Continuously Improve Customer Outcomes AI-Powered Fraud Detection:Not Just for Risk Scores Our Commitment to Responsible AI Innovating for Tomorrow Empowering You to go Further With AIClosing Thoughts Page 13Introduction

3、3LexisNexis Risk Solutions works with:9 of the top 10banks worldwideThe rise of artificial intelligence(AI),particularly generative AI,has created conversation,concern and a significant flurry of activity around controls and regulations worldwide.Securing Today,Innovating for Tomorrow with Responsib

4、le AIDriving Better Outcomes in Fraud and IdentityThere are legitimate reasons for this attention given the perceived black box nature of generative AI and its occasionally inaccurate answers.It is also the first time in history a sophisticated AI methodology has been democratized to the point that

5、quite literally anyone with a computer or cell phone can use it.This democratization makes it seem so simple to jump into the AI pool for commercial applications but its not.There is a lot more to using AI properly than pushing data through an algorithm.Despite current news cycles,AI has been in the

6、 public domain for decades,and much of what people call AI these days is really good old-fashioned statistics.In fact,at LexisNexis Risk Solutions,we have been using data analytics for almost 25 years.During which time,we were able to evolve our capabilities and methodologies with regard to AI-led d

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本文主要介绍了LexisNexis® Risk Solutions如何利用人工智能(AI)技术来提高欺诈检测和身份验证的效率,同时确保负责任地使用AI。文章首先指出,AI技术的普及使得欺诈行为更加复杂,因此需要利用AI来提高解决方案的价值。LexisNexis® Risk Solutions拥有丰富的数据资源和AI技术工具箱,能够帮助客户在不影响用户体验的情况下,有效应对各种欺诈行为。 文章详细介绍了LexisNexis® Risk Solutions如何利用逻辑回归、决策树、梯度提升机等AI技术来提高欺诈检测的准确性。例如,通过分析地址变化和登录频率等数据,可以有效识别账户被接管的风险。此外,文章还提到了LexisNexis® Risk Solutions在负责任AI方面的承诺,包括尊重隐私、可解释性和避免偏见等原则。 最后,文章展望了未来AI技术的发展方向,包括自服务AI、欺诈基因组项目、生成式AI和混合AI等,这些技术将进一步提高欺诈检测的效率和准确性,同时降低合规成本。
人工智能在打击欺诈方面有哪些应用? 如何确保人工智能在打击欺诈的同时保护用户隐私? 人工智能如何帮助金融机构提高反欺诈能力?
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