当前位置:首页 >英文主页 >中英对照 > 中译版报告详情

FICO:2024年秘鲁授权推送支付(APP)欺诈与诈骗的影响调查报告(中译版)(17页).pdf

上传人: Kell****reet 编号:180426 2024-11-08 17页 3.98MB

下载:

1、2024 Scams Impact Survey:PeruInvestigating the impact of authorized push payment (APP)fraud/scamsFICO Proprietary ResearchConducted July 2024,published October 2024Survey2As real-time payments(RTP)grow in Peru,can you effectively balance protection and customer experience?Real-time payments(RTP)serv

2、ices are growing in popularity in Peru.Most consumers in Peru have used them,and many have formed opinions about RTP utility and security.More Peruvians are experiencing scams and reporting losses than a year ago.Despite the lack of a national RTP infrastructure,a vast majority of Peruvians have sen

3、t and received RTP.And Peruvians are experiencing scams and losses as their usage increases.Perceptions about RTP security are changing,with more consumers feeling they are comparably safe to credit cards,yet an increasing number of individuals are reporting scam losses to their banks.A majority of

4、Peruvian consumers say the top two ways their banks can better protect them from scams is through improved fraud detection and notifications.Read this report for a deeper look at how Peruvian consumers are using RTP,experiencing scams and losses,and changing their opinions about RTP and scam defense

5、.An important note about the comparative data in this e-book.The data referenced throughout this e-book derives from two surveys FICO conducted in 2023 and 2024.Each survey asked more than 12,000 consumers across 14 countries their opinions and experiences regarding RTP usage,scams,and their banks s

6、cams management capabilities.When year-over-year comparisons are made,they are referring to a comparison of these two surveys that asked the same question in each year the survey was conducted.3Changing the payments landscape Most consumers in Peru say they have sent RTP(97%)or received RTP(96%),rep

word格式文档无特别注明外均可编辑修改,预览文件经过压缩,下载原文更清晰!
三个皮匠报告文库所有资源均是客户上传分享,仅供网友学习交流,未经上传用户书面授权,请勿作商用。
根据报告的内容,本文主要讨论了秘鲁实时支付(RTP)诈骗的影响。主要观点和数据包括: 1. 秘鲁的RTP服务正在增长,97%的消费者已经发送过RTP,96%的消费者已经接收过RTP。 2. 尽管大多数消费者认为RTP比信用卡更安全,但越来越多的消费者报告称他们因RTP诈骗而遭受损失。 3. 消费者希望银行能更好地保护他们免受诈骗,71%的消费者认为银行应该部署更好的欺诈检测系统。 4. 银行在处理诈骗事件时面临重大后果,如果消费者对银行的处理方式不满意,12%的消费者会更换银行。 5. 消费者希望银行在发现潜在的诈骗交易时,能够主动拒绝支付或发出警告。 综上所述,随着RTP在秘鲁的普及,诈骗问题日益严重,消费者期望银行能提供更有效的诈骗保护措施。
秘鲁实时支付诈骗影响调查结果如何? 秘鲁消费者如何看待实时支付的安全性? 银行应如何保护消费者免受实时支付诈骗的侵害?
客服
商务合作
小程序
服务号
折叠