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普华永道:2024金融服务在构建“发达印度2047”(“Viksit Bharat 2047”)愿景中的作用研究报告(英文版)(36页).pdf

上传人: Kell****reet 编号:179585 2024-10-31 36页 14.29MB

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1、TMRole of financial services in the making of Viksit Bharat Vision 2047October 2024Foreword by ASSOCHAMThe financial services sector will be instrumental for shaping the economic landscape of India as it strives to achieve the overall goal of a Viksit Bharat by the year 2047.India is targeting to ac

2、hieve universal financial inclusion by year 2047 through digital enablement and ensuring access for all population segments.The path ahead requires synergy between the Open Network for Digital Commerce(ONDC)and the Account Aggregator Framework.This holds the promise of revolutionising financial serv

3、ices for MSME manufacturers in India.By providing enhanced data availability,improving credit accessibility,accelerating loan processing and promoting financial inclusion,these initiatives can drive substantial growth in the manufacturing sector and contribute to the vision of Viksit Bharat by 2047.

4、Further,the objective of Viksit Bharat is to empower India and help create a society that is prosperous,inclusive and sustainable wherein all of its citizens have the opportunity to thrive and meaningfully contribute to the nations progress.Towards that objective,Indias financial ecosystem is charac

5、terised by a new era of accessibility,innovation and customer engagement.The widespread penetration of UPI,Aadhaar-enabled payment system(AePS)and a full range of digital solutions have established a robust interoperative financial network.Presently,UPI alone processes billions of transactions every

6、 month not only domestically,but also as a channel for cross-border payments.Financial products are now designed to be more adaptive and intuitive,effectively making it easier for customers to interact with financial service providers.While the financial services sector in India is making commendabl

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本文主要讨论了印度金融服务业在实现“Viksit Bharat 2047”愿景中的关键作用。主要观点包括: 1. 金融包容性:到2047年,印度将通过数字赋能和定制化金融解决方案,实现全民金融包容。 2. 金融福祉:为了使低收入和中等收入人群能够充分利用金融系统,印度必须从金融包容转向金融福祉。 3. 金融产品的互操作性和可移植性:通过数字基础设施的进步、混合现实平台和令牌化,将推动金融服务的互操作性和可移植性,从而建立一个连接各种金融服务的顺畅网络。 4. 制造业增长:尽管印度已采取措施促进制造业发展,但其停滞不前的GDP贡献需要专注于为女性制造商、劳动密集型产业和中小微企业(MSME)制造商提供金融服务。 5. 数字公共基础设施的演变:印度将通过利用数字公共基础设施实现包容性增长,到2047年真正赋权公民,建立一个繁荣和公平的社会。 6. 非侵入式风险管理和网络安全:随着金融服务业的创新,需要一个同样强大、积极和统一的网络安全和风险管理策略。 7. 金融服务能力建设:Viksit Bharat愿景将建立在现代数字基础设施、无缝连接、赋权公民和鼓励创新与可持续增长的监管框架之上。
印度如何通过数字技术实现全民金融包容? 数字公共基础设施如何助力印度实现包容性增长? 印度如何利用数字技术提升制造业增长?
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