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Accertify:2022年欺诈预测白皮书(英文版)(8页).pdf

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1、 Fraud Predictions 2022ebookFeaturing 2022 fraud predictions from Accertify experts:JEFF WIXTED|STUART MANN Jeff Wixted VICE PRESIDENTMarketing&Client Solutions Accertify Fraud Predictions 2022Stuart Mann DIRECTORDigital Identity&Fraud Product Management1|ACCERTIFY FRAUD PREDICTIONS 2022e-bookWHAT D

2、OES 2022 HOLD FOR THE FRAUD SPACE?As the year begins,businesses will have the opportunityto reassess their ability to counter online fraud in lightof the surge in e-commerce spending volumes andneed for increased security on the digital channels.While some companies have invested in technology toimp

3、rove their fraud detection in the last 12 months,cybercriminals alike have kept in line with digitaladvancements.Accertifys Fraud Predictions 2022 ebook identifies themajor fraud trends likely to shape the landscape andprovides insight into how companies can proactivelyadopt technology to mitigate e

4、merging threats and offerconsumers a secure digital environment.Loyalty Accounts may be Heavily Targeted by Fraudsters2|ACCERTIFY FRAUD PREDICTIONS 2022Fraud Predictions 2022e-bookACCERTIFY Prediction 1The pandemic has seen the number of accrued loyalty points soar while many accounts have not been

5、accessed due to the inability to travel.These unmonitored accounts,which store“monetary”value,have become a prime target for fraudsters to take advantage of and exploit via account takeovers.With over$48 trillion of unspent loyalty points globally,it is apparent that this is a fraud trend that deser

6、ves attention.Business Wire via ITWeb-04 Feb 2020-Global Enterprises and Merchants Unprepared as Fraudsters Focus on Rewards Programs https:/www.itweb.co.za/content/wbrpO7gPJEJMDLZnTech Briefly 08 July 2021-How has the poor implementation of PSD2 affected conversion rates for e-commerce merchants?ht

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本文为Accertify发布的《2022年欺诈预测》电子书内容概述。书中指出,随着电子商务支出激增,企业需重新评估其在线欺诈防范能力。核心数据包括:全球未使用的忠诚积分高达48万亿美元,显示出 loyalty Accounts将是欺诈分子的主要目标。书中还提到,消费者便利性需求促使替代支付方法兴起,如美国的“Buy now, pay later”(BNPL)选项,以及欧盟的PSD2和SCA对支付方式的影响。同时,随着NFT和“元宇宙”等新兴技术的普及,相关欺诈案件也可能增多。隐私法规和数据主权的加强使得追踪欺诈分子更加困难。Gartner预测,到2023年底,现代隐私法律将覆盖全球75%人口的个人信息。文章强调,Accertify的平台可应对当前威胁,并具备实时机器学习风险决策能力,简化组织保护过程,同时提供卓越的客户体验。
哪些风险需要关注?" 2022年哪些支付方式更安全?" 企业如何应对2022年的欺诈挑战?"
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