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怡安(AON):2024年全球医疗趋势率报告(英文版)(12页).pdf

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1、2024 Global Medical Trend Rates ReportGlobal Overview and Data Tables2024 Global Medical Trend Rates Report 2About the ReportThe Aon 2024 Global Medical Trend Rates survey was conducted across 113 Aon offices that broker,administer or otherwise advise on employer-sponsored medical plans in each of t

2、he countries covered in this report.Each office represents one specific location.The survey responses reflect the medical trend expectations of Aon professionals based on their interactions with clients and carriers represented in the portfolio of the firms medical plan business in each location.The

3、 trend rate figures shown in this report represent the percentage increases in medical plan unit costs-insured and self-insured-that are anticipated to be required to address projected price inflation,technology advances in the medical field,plan utilization patterns and cost shifting away from unde

4、rfunded social programs in each covered location.We have also included the projected general inflation rates for 2024 as published by the International Monetary Fund(IMF)in April 2023.These rates have been adopted as a proxy for the expected domestic retail inflation level in each country.Given the

5、volatility in global price inflation,care should be taken in interpreting the information presented here,as well as seeking your own independent,location-specific,expert advice.The medical trend rates provided are not meant to represent an overview of each locations healthcare costs as a whole.2024

6、Global Medical Trend Rates Report 3Executive SummaryThe 2024 Global Medical Trend Rates Report publishes after a period of remarkable inflationary conditions and economic volatility.The series of shocks affecting economies around the world after the pandemic continue to create an unstable economic e

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根据报告的内容,2024年全球医疗趋势报告的主要内容可以概括为以下几点: 1. 2024年全球医疗趋势平均增长率为10.1%,高于2023年的9.2%,是自2015年以来的最高水平。 2. 拉丁美洲和加勒比地区(LAC)和中东和非洲(MEA)的医疗趋势增长率最高,分别为11.7%和15.1%。 3. 欧洲的医疗趋势增长率预计为10.4%,是自2022年5.6%以来的最高增长率。 4. 北美地区的医疗趋势增长率为7.6%,是自2014年8.5%以来的最高增长率。 5. 预计2024年推动医疗计划成本的主要医疗状况包括癌症、心血管疾病、高血压、糖尿病、肌肉骨骼/背痛、耳鼻喉/肺部疾病和心理健康等。 6. 雇主为减轻成本上升,正在采取健康和福利计划、成本控制措施、灵活福利计划等策略。 7. 健康和福利计划已成为控制成本的主要策略,同时与公司其他战略举措(如DEIB和ESG政策)保持一致。
2024年全球医疗趋势报告揭示了哪些关键信息? 哪些因素导致2024年全球医疗趋势率上升? 企业如何应对不断上升的医疗成本?
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