Nium：为什么旅游公司应该采用虚拟卡来改变其支付策略（中译版）（17页）.pdf

1、Why Travel Agents Should Adopt Virtual Cardsto Transform their Payment StrategyRead this e-book if you are an:Online travel agency“Bricks and mortar”agency Travel management company Any other travel intermediary (e.g.a bedbank)making B2B payments to hotels,airlines etc.Find out about the four main t

2、ypes of travel B2B payment;why virtual cards are the clear winner;and how to put together your B2B payment strategy.3The Travel Business:21st-Century Selling,20th-Century PaymentsThe travel industry is full of contradictions.Online travel agents,and even“bricks and mortar”agents,were the pioneers of

3、 e-commerce.They are totally cutting edge and digital in the way they sell and book travel.But,once agents receive payment from a customer,the way they forward that money to suppliers(like hotels and airlines)is often old-fashioned,non-digital and very inefficient:Bank transfers Airline settlement(l

4、ike BSP or ARC)Plastic credit card payments are all just like they were 25 years ago.4What is a virtual card?A virtual card is a 16-digit number just like the one you see across the front of a plastic credit or debit card.It also has(just like plastic cards)an expiry date and security number.But vir

5、tual cards are generated electronically and normally used for one transaction only.There is an up-to-date way to pay suppliers and its growing rapidly.Virtual cards are:QuickerCheaperAdmin-lightSaferMeet the Digital Way to Pay:Virtual CardsIt has been estimated that avoidable payment-related costs(l

6、ike time spent reconciling invoices with payment statements)eat up 20 per cent of the average agents profit margin.Suppliers are steering agents towards virtual cardsVirtual cards arent just a better B2B payment method for you as the payer.Theyre more efficient for the merchants you are paying too.V