Nium：21世纪的现代化货币运动-关键支付变革（英文版）（14页）.pdf

1、Essential Payments Transformation for theModern Money Movement2Most global businesses rely on a fragmentedpatchwork of local and bridging solutions tomove money where its needed.To accelerate growth,maintain competitive advantage,and retain market share in the future,businesses will need astrong shi

2、ft towards global,modern money movement.In this paper,we explore:Why current payment infrastructure is not fit for the purpose How legacy payments are holding businesses back What a truly modern money movement system looks like How your business can leverage payments to increase efficiency,unlock gr

3、owth and adopt new business modelsPayments are at a turning point.3Companies in the digital era are global by default.The expansion of business and customer networks,supply chains,and workforces beyond geographical borders means that businesses can increasingly operate and compete on a global scale.

4、These trends have been accelerated by the Coronavirus pandemic,with changes in working habits,sourcing,and business models.Meanwhile,evolving consumer expectations,high-growth emerging markets,and innovation in technology have opened up greater opportunitiesfor businesses and revenue.Business paymen

5、t capabilities have not kept pace with this transition,which is Welcome toGlobal by Defaultholding business performance back.A historical acceptance of good enough leaves the majority of companies relyingon suites of complex,inefficient,fragmented,and expensive solutions.While these serve the basic

6、function of sending and receiving payments,they do so at the cost of cumbersome and friction-filled process inefficiencies.$156Trillionin cross-border paymentsexpected in 2022Source:“How new entrants are redefiningcross-border payments”by EY.4The Payment ProblemThe current global payments network is