凯捷：2023年全球财富管理报告（中译版）（44页）.pdf

1、UNLOCK GROWTH IN WEALTH MANAGEMENTWorld Report Series 2023Wealth ManagementEMPOWERING RELATIONSHIP MANAGERS AND SERVING THE AFFLUENTCONTENTSForeword 3Executive Steering Committee 4Executive summary 5HNWI wealth and population decline highest in a decade 6Prioritize investment in digital tools and re

2、lationship manager productivity 14Unlock new growth opportunities through the affluent segment 24In conclusion 32Partner with Capgemini 33Methodology 34World Wealth Report 20232FOREWORDAs we compiled the 27th edition of the World Wealth Report,macroeconomics was taking a global toll.For example,a pr

3、estigious 166-year-old Swiss bank agreed to be rescued by a long-time rival.A mid-tier US bank filed for bankruptcy,triggering worldwide financial services repercussions.Geopolitical crises persisted into a second year,inflation remained high while central banks waffled about interest rate reduction

4、s,and corporate earnings stayed flat.The wealth management industry landed squarely in the thick of these events.International skittishness led to significant investment outflows and,as a result,cash deposits rose,lending was down,and previously resilient consumer spending became unpredictable at be

5、st.Wealth management firm revenues are stressed and operational costs remain high,denting profits.As a result,firms are shifting gears to fortify value,reinforce productivity,and unlock new value streams to catalyze long-term sustainable growth.Our World Wealth Report 2023 Unlock growth in wealth ma

6、nagement marks an inflection point during which trendsetters will cautiously and innovatively brave economic headwinds while soldiering through their digital transformation journeys.Many leading wealth management firms are assessing capabilities,augmenting their workforce,and exploring potential new